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Standard Chartered Super Value Titanium
73/100 · ₹750/yr
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Standard Chartered
Standard Chartered Super Value Titanium
Visa
Cashback VISA

Standard Chartered Super Value Titanium

by Standard Chartered · Data verified 4 days ago

SC fuel & utility cashback card with 5% back on fuel (cap Rs.200/mo), 5% on phone bills, 5% on utility bills via SC bill pay. 1 RP/Rs.150 on other spends. Rs.750 annual fee. Min income Rs.55K/month.

73
Score
Based on rewards, fees, benefits & eligibility
₹750
Fee
Waiver available on spending
1
Reward Pts
Base earn rate (per transaction slab)
0.00%
Cashback
On eligible transactions
1 RP Earn
base reward rate
No Lounges
complimentary
₹750/yr
waiver available
73/100
CardSahayak rating
Reward Calculator

How Much Can You Earn?

Calculate your potential rewards with this card

₹ /month
₹10,000 ₹5,00,000

Your Annual Benefits

Reward Points
pts
₹
Annual Fee
Card membership
-₹750
Net Annual Value

You save per year!

What's Great

  • 5% cashback on fuel purchases across all petrol pumps nationwide (up to ₹200 per month)
  • 5% cashback on telephone and mobile bill payments (up to ₹100 per month)
  • 5% cashback on utility bills including electricity, gas, and water (up to ₹100 per month)
  • Total annual cashback savings potential of up to ₹4,800 on routine household bills
  • Annual fee of ₹750 waived on spending ₹90,000 or more in the previous year

Things to Consider

  • Minimum transaction amount of ₹750 required to trigger the 5% cashback on fuel and utilities
  • Strict monthly category cashback caps (₹200 on fuel, ₹100 on telecom, ₹100 on utilities)
  • No complimentary airport lounge access

Perfect For

Fuel spenders Utility bill payers Phone bill payers

About This Card

The Standard Chartered Super Value Titanium Credit Card is designed for those who spend significantly on fuel, telephone and utility bills. It offers 5% cashback on fuel (capped at Rs. 200/month), 5% cashback on phone bills, and 5% cashback on utility bills when paid via SC bill pay platforms. All other spends earn 1 reward point per Rs. 150. The card also features virtual card availability, contactless payments, and Kuch Bhi on EMI for big purchases.
Annual Fee
₹750
Waiver
Spend ₹90,000 or more in previous year
Joining Fee
₹750

Other Charges

Interest Rate (APR)
Monthly on outstanding balance
3.49% - 3.75%
Foreign Transaction Fee
Markup on international txns
3.50%
Interest-Free Period
On new purchases if paid in full
20 to 52 days
Cash Advance Fee
Fee for cash withdrawal from ATM
3% of amount (min ₹300)
Late Payment Fee
Charged if minimum due not paid on time
Outstanding Due
Penalty
≤₹100
Nil
₹100.01-₹500
₹100
₹500.01-₹5,000
₹500
₹5,000.01-₹10,000
₹700
>₹10,000
₹1,200
Reward Points Validity
How long your earned points remain valid
2 years from earning date
Card Replacement Fee
Fee for lost or damaged card replacement
₹200
1
Reward Pts
₹0.25
Point Value
0.00%
Cashback
Welcome Bonus
No welcome bonus offered

Milestone Rewards

Annual fee waiver: Waived on spending ₹90,000 or more in previous year

Reward Earning by Category

Category Reward Rate Details
Fuel —
Telephone Bills —
Utility Bills —
All Other Spends —
Point Value: 1 point = ₹0.25 | Redemption Fee: ₹99 + GST per request

Lost Card Cover

₹0

Add-On Card

Free

Dining

  • •Earn reward points/cashback on dining transactions

Shopping

  • •5% cashback on fuel across all brands (max ₹200/mo, min txn ₹750)
  • •5% cashback on utility and telephone payments (max ₹200/mo combined, min txn ₹750)

Travel

  • •International usage enabled

Special Offers & Features

  • •5% cashback on fuel transactions across all fuel stations in India (max ₹200/month)
  • •5% cashback on utility bill payments and telephone/mobile recharges (min txn ₹750, max ₹100/month each)
  • •1 reward point per ₹150 spent on all other eligible retail categories
  • •Annual fee waiver on spending ₹90,000 or more in the preceding year

Card Features

Contactless
✓ Yes
Virtual Card
✓ Yes
International
✓ Yes
Material
Plastic
73 out of 100

CardSahayak Score

"Apply Now" takes you to Standard Chartered's official website.

Eligibility

Salaried ₹660,000/mo
Self-Employed ₹990,000/mo
Age 21-65 yrs
CIBIL 700+
Employment Salaried, Self-Employed
Card Variant Titanium

Scores

Rewards 17/100
Fees 82/100
Benefits 20/100
Access 57/100

⚡ Quick Compare

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3 Active Offers

Deals & Offers

Exclusive offers available on Standard Chartered Super Value Titanium

MakeMyTrip

MakeMyTrip

Explore the world with Standard Chartered Credit Cards. Enjoy a flat 10% instant discount up to ₹5,000 on international flights on MakeMyTrip using promo code MMTSCB.

8
Till 31 Dec 2026 MMTSCB travel
Discount
Flat 10% up to ₹5,000
Min Spend
₹25,000
Max Savings
₹5,000
Valid Until
31 Dec 2026
How to Avail
Step 1: Open MakeMyTrip app or website.
Step 2: Select international flights with minimum booking amount ₹25,000.
Step 3: Apply promo code MMTSCB on payment page.
Step 4: Pay using Standard Chartered Credit Card to get up to ₹5,000 instant discount.
Terms & Conditions

Valid on international flight bookings originating from India. Minimum spend of ₹25,000 required. Maximum discount capped at ₹5,000 per booking. Valid once per cardholder per calendar quarter.

Use Code: MMTSCB
Visit Offer
Swiggy

Swiggy

Order delicious cuisines with Standard Chartered Credit Cards on Swiggy. Enjoy flat ₹100 off on food delivery orders of ₹499 and above.

15
Till 31 Dec 2026 SCFOOD100 dining
Discount
Flat ₹100 off
Min Spend
₹499
Max Savings
₹100
Valid Until
31 Dec 2026
How to Avail
Step 1: Launch Swiggy app and add food items totaling ₹499 or more.
Step 2: Enter promo code SCFOOD100 on checkout.
Step 3: Pay using Standard Chartered Credit Card.
Step 4: Receive flat ₹100 instant discount immediately.
Terms & Conditions

Minimum order value of ₹499 excluding taxes and packaging. Valid twice per cardholder per month. Applicable on food delivery orders only.

Use Code: SCFOOD100
Visit Offer
Croma

Croma

Upgrade your electronics with Standard Chartered Credit Cards at Croma. Get up to ₹4,000 instant discount on premium tech, home appliances, and audio gear.

4000
Till 31 Dec 2026 electronics
Discount
Up to ₹4,000 instant discount
Min Spend
₹20,000
Max Savings
₹4,000
Valid Until
31 Dec 2026
How to Avail
Step 1: Visit Croma store or shop online at croma.com.
Step 2: Select electronic items worth ₹20,000 or more.
Step 3: Choose Standard Chartered Bank offer at payment stage.
Step 4: Receive up to ₹4,000 instant discount on full swipe or EMI.
Terms & Conditions

Valid on select electronic products. Minimum spend of ₹20,000 required. Valid on Full Swipe and EMI transactions. Limit of 1 transaction per card per month.

Visit Offer
❓ FAQ

Frequently Asked Questions

Everything you need to know about Standard Chartered Super Value Titanium

To be eligible, you need:
  • • Min age: 21 years
  • • Salaried: ₹660,000/month min
  • • Self-employed: ₹990,000/month min
  • • CIBIL: 700+ recommended
The annual fee is ₹750. The fee can be waived by Spend ₹90,000 or more in previous year.
You earn 1 reward points per eligible transaction. Each point is worth approximately ₹0.25. Welcome bonus: No welcome bonus offered on activation! Redeem for flights, hotels, vouchers via Standard Chartered rewards portal.
No complimentary lounge access. Consider a premium card for this benefit.
  • • Instant: Pre-approved Standard Chartered customers
  • • 24-48 hrs: New customers with documents
  • • Delivery: 7-10 working days

Ready to Get Started?

Apply for Standard Chartered Super Value Titanium today and unlock amazing rewards and premium experiences.

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