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Standard Chartered Manhattan
80/100 · ₹999/yr
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Standard Chartered
Standard Chartered Manhattan
Cashback MASTERCARD Top Rated

Standard Chartered Manhattan

by Standard Chartered · Data verified 2 days ago

5% cashback on groceries and utilities, 3 reward points per ₹150 on other spends

80
Score
Based on rewards, fees, benefits & eligibility
₹999
Fee
Waiver available on spending
3
Reward Pts
Base earn rate (per transaction slab)
5.00%
Cashback
On eligible transactions
3 RP Earn
base reward rate
No Lounges
complimentary
₹999/yr
waiver available
80/100
CardSahayak rating
Reward Calculator

How Much Can You Earn?

Calculate your potential rewards with this card

₹ /month
₹10,000 ₹5,00,000

Your Annual Benefits

Reward Points
pts
₹
Cashback
5.00% on spends
₹
Annual Fee
Card membership
-₹999
Net Annual Value

You save per year!

What's Great

  • 5% cashback at supermarkets and departmental stores (DMart, BigBasket, Reliance Smart, More)
  • BookMyShow movie vouchers worth up to ₹2,000 on card activation and payment of joining fee
  • 3X Reward Points per ₹150 spent on all other retail categories
  • Annual renewal fee of ₹999 waived on spending ₹1,20,000 or more in the previous year
  • Dining discounts across India through Standard Chartered The Good Life dining program

Things to Consider

  • 5% supermarket cashback is capped at ₹500 per month (max ₹150 per transaction on min ₹1,000 spend)
  • No complimentary domestic or international airport lounge access
  • Fuel spends do not earn reward points

Perfect For

Families Grocery shoppers Utility bill payers

About This Card

5% cashback on groceries and utilities, 3 reward points per ₹150 on other spends
Annual Fee
₹999
Waiver
Spend \u20b91,20,000 in a year
Joining Fee
₹999

Other Charges

Interest Rate (APR)
Monthly on outstanding balance
3.75% - 3.75%
Foreign Transaction Fee
Markup on international txns
3.50%
Interest-Free Period
On new purchases if paid in full
20 to 52 days
Cash Advance Fee
Fee for cash withdrawal from ATM
3% of withdrawal (min ₹300)
Late Payment Fee
Charged if minimum due not paid on time
₹0 (≤₹100), ₹100 (₹101-₹500), ₹500 (₹501-₹5,000), ₹700 (₹5,001-₹10,000), ₹1,200 (>₹10,000)
Reward Points Validity
How long your earned points remain valid
2 years from earning date
Card Replacement Fee
Fee for lost or damaged card replacement
₹200
Monthly Cashback Cap
Maximum cashback you can earn per month
₹500/mo
3
Reward Pts
₹0.25
Point Value
5.00%
Cashback
Welcome Bonus
BookMyShow vouchers worth ₹2,000

Milestone Rewards

Annual fee waiver: Waived on annual spends of ₹1,20,000 or more in the previous year
Welcome benefit: BookMyShow vouchers worth ₹2,000 on payment of joining fee

Reward Earning by Category

Category Reward Rate Details
Grocery, Supermarkets, Departmental Stores — Min transaction ₹1,000, max cashback ₹150/txn, max ₹500/month
Other spends —
Point Value: 1 point = ₹0.25 | Redemption Fee: ₹99 + GST per request

Lost Card Cover

₹0

Movies

  • •Welcome: BookMyShow movie vouchers worth ₹2,000 on first transaction

Dining

  • •Dining discounts through The Good Life programme

Shopping

  • •5% cashback on groceries and supermarkets (DMart, BigBasket, Reliance Smart, More) on min txn of ₹1,000 (max ₹500/month)
  • •3X Reward Points per ₹150 spent on all other retail categories
  • •5X Reward Points on hotels, dining, and fuel spends

Travel

  • •Travel offers through The Good Life programme

Partner Benefits

  • •Discounts and offers through The Good Life programme across dining, shopping, travel and lifestyle

Special Offers & Features

  • •Minimum 500 Reward Points required for redemption request
  • •Welcome: BookMyShow movie vouchers worth ₹2,000 on first transaction
  • •Loan on credit card up to ₹5 lakhs
  • •Paper statement fee: ₹99 per month
  • •Cash payment at branch fee: ₹299 per transaction

EMI Options

  • •Convert purchases ₹2,000+ at POS into EMIs
  • •Convert ₹5,000+ purchases via online/mobile banking into EMIs (Kuch Bhi on EMI)

Card Features

Contactless
✓ Yes
Virtual Card
✗ No
International
✓ Yes
Material
Plastic

Mobile Wallet Support

Google Pay Apple Pay Samsung Pay
80 out of 100

CardSahayak Score

"Apply Now" takes you to Standard Chartered's official website.

Eligibility

Salaried ₹25,000/mo
Self-Employed ₹30,000/mo
Age 21-65 yrs
CIBIL 700+
Employment Salaried, Self-Employed
Card Variant Platinum

Scores

Rewards 59/100
Fees 82/100
Benefits 27/100
Access 84/100

⚡ Quick Compare

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3 Active Offers

Deals & Offers

Exclusive offers available on Standard Chartered Manhattan

MakeMyTrip

MakeMyTrip

Explore the world with Standard Chartered Credit Cards. Enjoy a flat 10% instant discount up to ₹5,000 on international flights on MakeMyTrip using promo code MMTSCB.

8
Till 31 Dec 2026 MMTSCB travel
Discount
Flat 10% up to ₹5,000
Min Spend
₹25,000
Max Savings
₹5,000
Valid Until
31 Dec 2026
How to Avail
Step 1: Open MakeMyTrip app or website.
Step 2: Select international flights with minimum booking amount ₹25,000.
Step 3: Apply promo code MMTSCB on payment page.
Step 4: Pay using Standard Chartered Credit Card to get up to ₹5,000 instant discount.
Terms & Conditions

Valid on international flight bookings originating from India. Minimum spend of ₹25,000 required. Maximum discount capped at ₹5,000 per booking. Valid once per cardholder per calendar quarter.

Use Code: MMTSCB
Visit Offer
Swiggy

Swiggy

Order delicious cuisines with Standard Chartered Credit Cards on Swiggy. Enjoy flat ₹100 off on food delivery orders of ₹499 and above.

15
Till 31 Dec 2026 SCFOOD100 dining
Discount
Flat ₹100 off
Min Spend
₹499
Max Savings
₹100
Valid Until
31 Dec 2026
How to Avail
Step 1: Launch Swiggy app and add food items totaling ₹499 or more.
Step 2: Enter promo code SCFOOD100 on checkout.
Step 3: Pay using Standard Chartered Credit Card.
Step 4: Receive flat ₹100 instant discount immediately.
Terms & Conditions

Minimum order value of ₹499 excluding taxes and packaging. Valid twice per cardholder per month. Applicable on food delivery orders only.

Use Code: SCFOOD100
Visit Offer
Croma

Croma

Upgrade your electronics with Standard Chartered Credit Cards at Croma. Get up to ₹4,000 instant discount on premium tech, home appliances, and audio gear.

4000
Till 31 Dec 2026 electronics
Discount
Up to ₹4,000 instant discount
Min Spend
₹20,000
Max Savings
₹4,000
Valid Until
31 Dec 2026
How to Avail
Step 1: Visit Croma store or shop online at croma.com.
Step 2: Select electronic items worth ₹20,000 or more.
Step 3: Choose Standard Chartered Bank offer at payment stage.
Step 4: Receive up to ₹4,000 instant discount on full swipe or EMI.
Terms & Conditions

Valid on select electronic products. Minimum spend of ₹20,000 required. Valid on Full Swipe and EMI transactions. Limit of 1 transaction per card per month.

Visit Offer
❓ FAQ

Frequently Asked Questions

Everything you need to know about Standard Chartered Manhattan

To be eligible, you need:
  • • Min age: 21 years
  • • Salaried: ₹25,000/month min
  • • Self-employed: ₹30,000/month min
  • • CIBIL: 700+ recommended
The annual fee is ₹999. The fee can be waived by Spend \u20b91,20,000 in a year.
You earn 3 reward points per eligible transaction. Each point is worth approximately ₹0.25. Welcome bonus: BookMyShow vouchers worth ₹2,000 on activation! Redeem for flights, hotels, vouchers via Standard Chartered rewards portal.
No complimentary lounge access. Consider a premium card for this benefit.
  • • Instant: Pre-approved Standard Chartered customers
  • • 24-48 hrs: New customers with documents
  • • Delivery: 7-10 working days

Ready to Get Started?

Apply for Standard Chartered Manhattan today and unlock amazing rewards and premium experiences.

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