Standard Chartered DigiSmart
by Standard Chartered · Data verified 2 days ago
10% cashback on Zomato, Swiggy, and BigBasket
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Nominal monthly fee of ₹49 + GST, waived on spending ₹5,000 in previous month
- Flat 20% discount on Myntra up to ₹700 per month
- 10% discount on Zomato food delivery up to ₹150 (up to 5 times per month)
- BOGO free movie tickets on INOX on weekends twice a month
- 15% cashback on Ola cab rides up to ₹600 per month
- Up to 25% discount on domestic hotels and 20% on flights via Yatra
Things to Consider
- Monthly fee model requires maintaining ₹5,000 monthly spend to avoid ₹49 recurring charge
- No complimentary domestic or international airport lounge access
- Standard foreign currency transaction markup of 3.50% + GST
- Discounts require manual entry of promo code DIGISMART at checkout
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Ola | — | |
| Myntra | — | |
| Zomato | — | |
| Grofers | — | |
| Online spends | — | |
| Other spends | — |
Concierge
24/7 assistance
Lost Card Cover
₹0
Add-On Card
₹49
Movies
- •Buy 1 Get 1 free movie ticket at INOX on Saturdays and Sundays (up to 2 transactions per month, max discount ₹200 per transaction)
Dining
- •10% instant discount on Zomato up to ₹150 per order (minimum spend ₹150, valid up to 5 times per month)
Shopping
- •2% cashback on purchases
- •5X cashback on eligible spends
- •Contactless (tap-and-pay) enabled
- •EMI conversion on purchases above Rs.2,500
Travel
- •15% cashback on Ola cab bookings up to ₹600 per month
- •Up to 25% discount on domestic hotels and 10% discount on international flights via Yatra
Special Offers & Features
- •20% instant discount at Myntra up to ₹700 per month (minimum spend ₹700)
- •10% instant discount on Zomato up to ₹150 per transaction (minimum spend ₹150, up to 5 times/month)
- •15% cashback on Ola cabs up to ₹600 per month
- •10% discount on Blinkit/Grofers up to ₹1,000 per month
- •Buy 1 Get 1 free movie ticket at INOX on weekends (twice a month, up to ₹200 discount per ticket)
- •Up to 25% discount on flights and hotels via Yatra
- •Monthly subscription fee of ₹49 + GST, waived on monthly spends of ₹5,000 or more
EMI Options
- •EMI conversion on purchases above Rs.5,000
- •Tenure: 3, 6, 9, 12 months
- •Interest rate: 12-22% p.a.
Card Features
Mobile Wallet Support
CardSahayak Score
"Apply Now" takes you to Standard Chartered's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on Standard Chartered DigiSmart
MakeMyTrip
Explore the world with Standard Chartered Credit Cards. Enjoy a flat 10% instant discount up to ₹5,000 on international flights on MakeMyTrip using promo code MMTSCB.
Step 2: Select international flights with minimum booking amount ₹25,000.
Step 3: Apply promo code MMTSCB on payment page.
Step 4: Pay using Standard Chartered Credit Card to get up to ₹5,000 instant discount.
Valid on international flight bookings originating from India. Minimum spend of ₹25,000 required. Maximum discount capped at ₹5,000 per booking. Valid once per cardholder per calendar quarter.
Swiggy
Order delicious cuisines with Standard Chartered Credit Cards on Swiggy. Enjoy flat ₹100 off on food delivery orders of ₹499 and above.
Step 2: Enter promo code SCFOOD100 on checkout.
Step 3: Pay using Standard Chartered Credit Card.
Step 4: Receive flat ₹100 instant discount immediately.
Minimum order value of ₹499 excluding taxes and packaging. Valid twice per cardholder per month. Applicable on food delivery orders only.
Croma
Upgrade your electronics with Standard Chartered Credit Cards at Croma. Get up to ₹4,000 instant discount on premium tech, home appliances, and audio gear.
Step 2: Select electronic items worth ₹20,000 or more.
Step 3: Choose Standard Chartered Bank offer at payment stage.
Step 4: Receive up to ₹4,000 instant discount on full swipe or EMI.
Valid on select electronic products. Minimum spend of ₹20,000 required. Valid on Full Swipe and EMI transactions. Limit of 1 transaction per card per month.
Frequently Asked Questions
Everything you need to know about Standard Chartered DigiSmart
- • Min age: 21 years
- • Salaried: ₹50,000/month min
- • Self-employed: ₹50,000/month min
- • CIBIL: 680+ recommended
- • Instant: Pre-approved Standard Chartered customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for Standard Chartered DigiSmart today and unlock amazing rewards and premium experiences.
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