Roarbank RuPay Credit Card
by Unity Small Finance Bank · Data verified 2 days ago
Roarbank RuPay Credit Card issued by Unity Small Finance Bank in partnership with Roarbank (roarbank.com).
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- 100% Lifetime Free virtual and physical RuPay credit card
- Earn up to 1.5% flat cashback on UPI merchant payments
- Instant digital onboarding and transparent app-based credit management
- Zero joining fee and zero annual maintenance fee
Things to Consider
- No complimentary domestic or international airport lounge access
- Standard 3.5% foreign currency transaction markup
Perfect For
About This Card
Other Charges
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| RuPay UPI Spends | — | |
| Everyday Merchant Purchases | — |
Fuel Savings
₹200/mo
Shopping
- •Unique 2-in-1 hybrid card combining a high-interest savings account with a credit line of up to ₹3,00,000
- •Real-time smart routing: Settles transactions from savings balance first, tapping credit limit only when required
- •Up to 20% cashback on your top 2 chosen spending categories each month (dining, grocery, transport, online shopping)
- •Market-leading interest-free credit period of up to 62 days
- •Zero ATM withdrawal charges at domestic ATMs when utilizing personal savings funds
- •Native RuPay UPI scan-and-pay capability and innovative app features including Shake-to-Pay
- •Flexible low-cost EMI conversions (2 to 24 months) at just 1% per month for spends ₹2,000+
Partner Benefits
- •Exclusive co-branded rewards and deals on Roarbank (roarbank.com) platform
EMI Options
- •Flexible EMI conversion available for retail purchases over ₹2,000
Card Features
CardSahayak Score
"Apply Now" takes you to Unity Small Finance Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on Roarbank RuPay Credit Card
RuPay Network Offers
Experience seamless UPI payments with instant 20% savings on food orders and movie tickets with RuPay credit card linkage.
Valid on UPI transactions done via RuPay credit cards on partner merchant platforms.
Frequently Asked Questions
Everything you need to know about Roarbank RuPay Credit Card
- • Min age: 21 years
- • Salaried: ₹20,000/month min
- • Self-employed: ₹240,000/month min
- • CIBIL: 680+ recommended
- • Instant: Pre-approved Unity Small Finance Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for Roarbank RuPay Credit Card today and unlock amazing rewards and premium experiences.
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