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IndianOil RBL Bank Credit Card
78/100 · ₹500/yr
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CARD HOLDER
YOUR NAME
EXPIRES
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RBL Bank
IndianOil RBL Bank Credit Card
Mastercard, RuPay
Fuel MASTERCARD, RUPAY

IndianOil RBL Bank Credit Card

by RBL Bank · Data verified 4 days ago

Fuel co-brand card with 10x fuel points at IndianOil stations.

78
Score
Based on rewards, fees, benefits & eligibility
₹500
Fee
Waiver available on spending
10
Reward Pts
Base earn rate (per transaction slab)
0.00%
Cashback
On eligible transactions
10 RP Earn
base reward rate
No Lounges
complimentary
₹500/yr
waiver available
78/100
CardSahayak rating
Reward Calculator

How Much Can You Earn?

Calculate your potential rewards with this card

₹ /month
₹10,000 ₹5,00,000

Your Annual Benefits

Reward Points
pts
₹
Annual Fee
Card membership
-₹500
Net Annual Value

You save per year!

What's Great

  • Up to 6% valueback at IndianOil fuel stations (10 Fuel Points per ₹100)
  • 1 Fuel Point = ₹0.50 when redeemed for fuel at IndianOil stations
  • 1,000 Fuel Points welcome bonus on first purchase within 30 days
  • 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000 (up to ₹100/month)
  • Annual renewal fee of ₹500 waived on spending ₹1,75,000/year

Things to Consider

  • 10X Fuel Points capped at 1,000 points per billing cycle
  • Low base earn rate of 1 Fuel Point per ₹100 on non-fuel retail categories
  • No complimentary domestic or international airport lounge access
  • High revolving finance charge of 3.99% per month (47.88% APR)

Perfect For

IndianOil fuel users Daily commuters Budget card seekers

About This Card

IndianOil RBL Bank Credit Card earns 10 Fuel Points per Rs.100 on IndianOil fuel spends (up to 10X), 1% fuel surcharge waiver, 1,000 welcome Fuel Points on meeting spend criteria within 30 days.
Annual Fee
₹500
Waiver
Waived on Rs.1.75 lakh annual spend
Joining Fee
₹500

Other Charges

Interest Rate (APR)
Monthly on outstanding balance
3.99% - 3.99%
Foreign Transaction Fee
Markup on international txns
3.50%
Fuel Surcharge Waiver
Save on fuel transactions
Up to ₹100/mo
Interest-Free Period
On new purchases if paid in full
20 to 50 days
Cash Advance Fee
Fee for cash withdrawal from ATM
2.5% of amount (min ₹500) + GST
Late Payment Fee
Charged if minimum due not paid on time
12.5% of Total Outstanding Amount, ranges from ₹5 to ₹1,300
Reward Points Validity
How long your earned points remain valid
2 years from date of earning
Card Replacement Fee
Fee for lost or damaged card replacement
₹200
10
Reward Pts
₹0.50
Point Value
0.00%
Cashback
Welcome Bonus
1,000 Fuel Points (worth ₹500) on making first purchase within 30 days of card issuance

Milestone Rewards

Annual fee waiver: Waived on Rs.1.75 lakh annual spend

Reward Earning by Category

Category Reward Rate Details
Fuel 10 pts/₹100 10 Fuel Points per \u20b9100 at IndianOil outlets (capped at 1,000 points\/month) (Cap: 1,000/mo)
Other 1 pts/₹100 1 Fuel Point per \u20b9100 on all other retail spends
Point Value: 1 point = ₹0.50 | Redemption Fee: ₹99 + GST per request

Fuel Savings

₹100/mo

Lost Card Cover

₹0

Add-On Card

Free

Dining

  • •Earn reward points/cashback on dining transactions

Shopping

  • •Reward points earned on all eligible purchases
  • •Contactless (tap-and-pay) enabled

Travel

  • •1% fuel surcharge waiver on fuel purchases

Reward Exclusions

  • ✕ Utilities
  • ✕ Insurance
  • ✕ Quasi-cash
  • ✕ Railways
  • ✕ Rental
  • ✕ Wallet/Service providers
  • ✕ Government services
  • ✕ Contracted services
  • ✕ Cash
  • ✕ Miscellaneous
  • ✕ Bill2pay
  • ✕ EMI

Special Offers & Features

  • •1% fee for fuel/auto transactions exceeding ₹10,000, capped at ₹3,000
  • •1 Fuel Point = ₹0.50 for IndianOil XTRA Reward conversion
  • •1 Fuel Point = ₹0.10 for non-fuel redemptions
  • •Fuel surcharge waiver valid on purchases between ₹500 and ₹4,000

EMI Options

  • •EMI conversion available on eligible purchases

Reward Transfer Partners

IndianOil XTRA Rewards
Ratio: 3:5
3 Fuel Points = 5 XTRAREWARDS Points

Card Features

Contactless
✓ Yes
Virtual Card
✗ No
International
✓ Yes
Material
Plastic
78 out of 100

CardSahayak Score

"Apply Now" takes you to RBL Bank's official website.

Eligibility

Salaried ₹25,000/mo
Self-Employed ₹25,000/mo
Age 21-70 yrs
CIBIL 700+
Employment Salaried, Self-Employed
Card Variant Classic

Scores

Rewards 57/100
Fees 90/100
Benefits 16/100
Access 84/100

⚡ Quick Compare

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5 Active Offers

Deals & Offers

Exclusive offers available on IndianOil RBL Bank Credit Card

Netmeds

Netmeds

Additional 8% off on prescription meds + 12% website discount with RBL Bank cards using promo code ADNS25NMS.

8
Till 31 Dec 2026 ADNS25NMS lifestyle
Discount
Flat 8% off
Min Spend
₹1,200
Max Savings
₹500
Valid Until
31 Dec 2026
How to Avail
Step 1: Visit netmeds.com or launch the Netmeds mobile app.
Step 2: Upload valid doctor prescription and add medications worth ₹1,200+ to your cart.
Step 3: Apply promo code ADNS25NMS in the promo code box.
Step 4: Pay with any RBL Bank Credit Card to redeem 8% instant savings.
Terms & Conditions

Valid on prescription drugs and medicines only. Minimum transaction amount of ₹1,200 required. Maximum discount capped at ₹500 per transaction. Valid once per user per month. Not applicable on OTC health items or diagnostic packages.

Use Code: ADNS25NMS
Visit Offer
BookMyShow

BookMyShow

Catch the latest blockbuster hits with complimentary cinema tickets. Enjoy Buy 1 Get 1 free movie tickets up to ₹250 with eligible RBL Bank Credit Cards on BookMyShow.Experience cinema in IMAX, 4DX, and premium screens with effortless entertainment savings.

250
Till 31 Dec 2026 entertainment
Discount
Buy 1 Get 1 Free (up to ₹250)
Min Spend
None
Max Savings
₹250
Valid Until
31 Dec 2026
How to Avail
Step 1: Open BookMyShow app or website and select movie, cinema hall, and seats.
Step 2: Proceed to payment and click on Unlock Offers or Apply Promocode.
Step 3: Select Credit Card Offers and choose RBL Bank Credit Card offer.
Step 4: Enter card details to receive the second ticket free up to ₹250.
Terms & Conditions

Minimum booking of 2 cinema tickets is required. Discount is capped at ₹250 on the second ticket. Quota resets daily on a first-come, first-served basis. Valid on movie tickets across cinemas in India. Convenience fees and taxes are payable by the cardholder.

Visit Offer
Partner Dining

Partner Dining

Indulge in exquisite culinary experiences across India. RBL Bank Credit Cardholders enjoy up to 30% off on dining bills across 2,000+ luxury hotels and fine dining restaurants.Savor gourmet cuisines with friends and family while enjoying exclusive culinary privileges.

30
Till 31 Dec 2026 dining
Discount
Up to 30% off
Min Spend
None
Max Savings
No Upper Cap
Valid Until
31 Dec 2026
How to Avail
Step 1: Explore eligible partner restaurants on the official RBL Bank dining portal.
Step 2: Reserve your table in advance mentioning RBL Bank card dining program.
Step 3: Request the bill at the restaurant and inform the server before payment.
Step 4: Settle the dining bill with your RBL Bank Credit Card to get up to 30% discount.
Terms & Conditions

Valid at participating restaurants and luxury partner hotel chains across India. Discount applies to food and soft beverage charges only. Not valid on alcoholic beverages, tobacco, or statutory service charges. Cannot be combined with other ongoing restaurant promotions.

Visit Offer
MakeMyTrip

MakeMyTrip

Fly anywhere across India with flight savings on MakeMyTrip. RBL Bank credit cardholders get a flat 10% instant discount up to ₹1,500 on bookings of ₹5,000 and above using code RBLFLY.

10
Till 31 Dec 2026 RBLFLY travel
Discount
Flat 10% up to ₹1,500
Min Spend
₹5,000
Max Savings
₹1,500
Valid Until
31 Dec 2026
How to Avail
Step 1: Open MakeMyTrip app or visit makemytrip.com.
Step 2: Select domestic flights with booking value ₹5,000 or more.
Step 3: Enter coupon code RBLFLY on the payment summary page.
Step 4: Pay with any RBL Bank Credit Card to get an instant 10% discount up to ₹1,500.
Terms & Conditions

Valid on domestic flight bookings across India. Minimum booking value of ₹5,000 is required. Maximum discount is ₹1,500 per booking. Valid once per cardholder per calendar month. Excludes commercial cards.

Use Code: RBLFLY
Visit Offer
Swiggy

Swiggy

Enjoy flat ₹100 off on every food delivery order above ₹499 on Swiggy using your RBL Bank Credit Card with coupon RBL100.

100
Till 31 Dec 2026 RBL100 dining
Discount
Flat ₹100 off
Min Spend
₹499
Max Savings
₹100
Valid Until
31 Dec 2026
How to Avail
Step 1: Open the Swiggy mobile app.
Step 2: Add food items worth ₹499 or more from eligible restaurants.
Step 3: Enter promo code RBL100 on the payment screen.
Step 4: Pay with any RBL Bank Credit Card to get an instant ₹100 deduction.
Terms & Conditions

Valid twice per user per calendar month. Applicable on food delivery orders only. Minimum order value of ₹499 is required.

Use Code: RBL100
Visit Offer
❓ FAQ

Frequently Asked Questions

Everything you need to know about IndianOil RBL Bank Credit Card

To be eligible, you need:
  • • Min age: 21 years
  • • Salaried: ₹25,000/month min
  • • Self-employed: ₹25,000/month min
  • • CIBIL: 700+ recommended
The annual fee is ₹500. The fee can be waived by Waived on Rs.1.75 lakh annual spend.
You earn 10 reward points per eligible transaction. Each point is worth approximately ₹0.50. Welcome bonus: 1,000 Fuel Points (worth ₹500) on making first purchase within 30 days of card issuance on activation! Redeem for flights, hotels, vouchers via RBL Bank rewards portal.
No complimentary lounge access. Consider a premium card for this benefit.
  • • Instant: Pre-approved RBL Bank customers
  • • 24-48 hrs: New customers with documents
  • • Delivery: 7-10 working days

Ready to Get Started?

Apply for IndianOil RBL Bank Credit Card today and unlock amazing rewards and premium experiences.

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