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RBL Bank Platinum Maxima
80/100 · ₹2,000/yr
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RBL Bank
RBL Bank Platinum Maxima
VISA
PREMIUM
Premium VISA Top Rated

RBL Bank Platinum Maxima

by RBL Bank · Data verified 2 days ago

Premium card with travel and lifestyle benefits

80
Score
Based on rewards, fees, benefits & eligibility
₹2K
Fee
2
Reward Pts
Base earn rate (per transaction slab)
0.00%
Cashback
On eligible transactions
2 RP Earn
base reward rate
8 per year Lounges
complimentary
₹2,000/yr
card fee
80/100
CardSahayak rating
Reward Calculator

How Much Can You Earn?

Calculate your potential rewards with this card

₹ /month
₹10,000 ₹5,00,000

Your Annual Benefits

Reward Points
pts
₹
Annual Fee
Card membership
-₹2,000
Net Annual Value

You save per year!

What's Great

  • Good lounge access
  • Moderate fee
  • Travel insurance

Things to Consider

  • Basic rewards
  • Better options available

Perfect For

Entry premium users Occasional travelers

About This Card

Premium card with travel and lifestyle benefits
Annual Fee
₹2,000
Joining Fee
₹2,000

Other Charges

Interest Rate (APR)
Monthly on outstanding balance
3.99% - 3.99%
Foreign Transaction Fee
Markup on international txns
3.50%
Fuel Surcharge Waiver
Save on fuel transactions
Up to ₹100/mo
Interest-Free Period
On new purchases if paid in full
20 to 50 days
Cash Advance Fee
Fee for cash withdrawal from ATM
2.5% of amount (min ₹500) + GST
Late Payment Fee
Charged if minimum due not paid on time
Outstanding Due
Penalty
≤₹100
Nil
₹100.01-₹500
₹100
₹500.01-₹5,000
₹500
₹5,000.01-₹10,000
₹700
₹10,000.01-₹25,000
₹900
₹25,000.01-₹50,000
₹1,100
>₹50,000
₹1,300
Reward Points Validity
How long your earned points remain valid
3 years from earning date
Card Replacement Fee
Fee for lost or damaged card replacement
₹200
2
Reward Pts
₹0.35
Point Value
0.00%
Cashback
Welcome Bonus
8,000 bonus reward points on activation

Milestone Rewards

10,000 reward points on annual spends of Rs.2.5 Lakhs
Additional 10,000 reward points on annual spends of Rs.4 Lakhs

Reward Earning by Category

Category Reward Rate Details
Dining BONUS 10 pts/₹100 10 RP per ₹100 (5X) on dining (capped 1,000 RP/month) (Cap: 1,000/mo)
Grocery BONUS 10 pts/₹100 10 RP per ₹100 (5X) on groceries (capped 1,000 RP/month) (Cap: 1,000/mo)
Travel BONUS 10 pts/₹100 10 RP per ₹100 (5X) on international spends (capped 1,000 RP/month) (Cap: 1,000/mo)
Shopping 2 pts/₹100 2 RP per ₹100 on all other spends
Entertainment BONUS 10 pts/₹100 10 RP per Rs.100 on entertainment (cap 1,000 RP/month) (Cap: 1,000/mo)
Point Value: 1 point = ₹0.35 | Redemption Fee: ₹0 + GST per request

Domestic Lounges

8 per year

Travel Insurance

₹25L cover

Fuel Savings

₹100/mo

Lost Card Cover

₹0

Movies

  • •Buy 1 Get 1 free movie ticket up to ₹200 on BookMyShow (twice per month, up to 2 free tickets per month)

Dining

  • •Reward points/cashback earned on dining transactions
  • •Dining privileges at select partner restaurants

Shopping

  • •2X points on eligible spends
  • •Contactless (tap-and-pay) enabled
  • •EMI conversion on purchases above Rs.2,500

Travel

  • •4 domestic + 2 international lounge visits per year
  • •3.5% forex markup on international transactions
  • •Complimentary travel insurance coverage
  • •1% fuel surcharge waiver

Special Offers & Features

  • •Reward points credited within 45 days from purchase settlement date
  • •Milestone points credited within 45 days of crossing milestone

EMI Options

  • •EMI conversion on purchases above Rs.2,500
  • •Tenure: 3, 6, 9, 12, 18, 24 months
  • •Interest rate: 13-24% p.a.

Card Features

Contactless
✓ Yes
Virtual Card
✗ No
International
✓ Yes
Material
Plastic

Mobile Wallet Support

Google Pay Apple Pay Samsung Pay
80 out of 100

CardSahayak Score

"Apply Now" takes you to RBL Bank's official website.

Eligibility

Salaried ₹40,000/mo
Self-Employed ₹50,000/mo
Age 21-99 yrs
CIBIL 0+
Employment Salaried, Self-Employed
Card Variant Platinum Maxima

Scores

Rewards 40/100
Fees 76/100
Benefits 51/100
Access 92/100

⚡ Quick Compare

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5 Active Offers

Deals & Offers

Exclusive offers available on RBL Bank Platinum Maxima

Netmeds

Netmeds

Additional 8% off on prescription meds + 12% website discount with RBL Bank cards using promo code ADNS25NMS.

8
Till 31 Dec 2026 ADNS25NMS lifestyle
Discount
Flat 8% off
Min Spend
₹1,200
Max Savings
₹500
Valid Until
31 Dec 2026
How to Avail
Step 1: Visit netmeds.com or launch the Netmeds mobile app.
Step 2: Upload valid doctor prescription and add medications worth ₹1,200+ to your cart.
Step 3: Apply promo code ADNS25NMS in the promo code box.
Step 4: Pay with any RBL Bank Credit Card to redeem 8% instant savings.
Terms & Conditions

Valid on prescription drugs and medicines only. Minimum transaction amount of ₹1,200 required. Maximum discount capped at ₹500 per transaction. Valid once per user per month. Not applicable on OTC health items or diagnostic packages.

Use Code: ADNS25NMS
Visit Offer
BookMyShow

BookMyShow

Catch the latest blockbuster hits with complimentary cinema tickets. Enjoy Buy 1 Get 1 free movie tickets up to ₹250 with eligible RBL Bank Credit Cards on BookMyShow.Experience cinema in IMAX, 4DX, and premium screens with effortless entertainment savings.

250
Till 31 Dec 2026 entertainment
Discount
Buy 1 Get 1 Free (up to ₹250)
Min Spend
None
Max Savings
₹250
Valid Until
31 Dec 2026
How to Avail
Step 1: Open BookMyShow app or website and select movie, cinema hall, and seats.
Step 2: Proceed to payment and click on Unlock Offers or Apply Promocode.
Step 3: Select Credit Card Offers and choose RBL Bank Credit Card offer.
Step 4: Enter card details to receive the second ticket free up to ₹250.
Terms & Conditions

Minimum booking of 2 cinema tickets is required. Discount is capped at ₹250 on the second ticket. Quota resets daily on a first-come, first-served basis. Valid on movie tickets across cinemas in India. Convenience fees and taxes are payable by the cardholder.

Visit Offer
Partner Dining

Partner Dining

Indulge in exquisite culinary experiences across India. RBL Bank Credit Cardholders enjoy up to 30% off on dining bills across 2,000+ luxury hotels and fine dining restaurants.Savor gourmet cuisines with friends and family while enjoying exclusive culinary privileges.

30
Till 31 Dec 2026 dining
Discount
Up to 30% off
Min Spend
None
Max Savings
No Upper Cap
Valid Until
31 Dec 2026
How to Avail
Step 1: Explore eligible partner restaurants on the official RBL Bank dining portal.
Step 2: Reserve your table in advance mentioning RBL Bank card dining program.
Step 3: Request the bill at the restaurant and inform the server before payment.
Step 4: Settle the dining bill with your RBL Bank Credit Card to get up to 30% discount.
Terms & Conditions

Valid at participating restaurants and luxury partner hotel chains across India. Discount applies to food and soft beverage charges only. Not valid on alcoholic beverages, tobacco, or statutory service charges. Cannot be combined with other ongoing restaurant promotions.

Visit Offer
MakeMyTrip

MakeMyTrip

Fly anywhere across India with flight savings on MakeMyTrip. RBL Bank credit cardholders get a flat 10% instant discount up to ₹1,500 on bookings of ₹5,000 and above using code RBLFLY.

10
Till 31 Dec 2026 RBLFLY travel
Discount
Flat 10% up to ₹1,500
Min Spend
₹5,000
Max Savings
₹1,500
Valid Until
31 Dec 2026
How to Avail
Step 1: Open MakeMyTrip app or visit makemytrip.com.
Step 2: Select domestic flights with booking value ₹5,000 or more.
Step 3: Enter coupon code RBLFLY on the payment summary page.
Step 4: Pay with any RBL Bank Credit Card to get an instant 10% discount up to ₹1,500.
Terms & Conditions

Valid on domestic flight bookings across India. Minimum booking value of ₹5,000 is required. Maximum discount is ₹1,500 per booking. Valid once per cardholder per calendar month. Excludes commercial cards.

Use Code: RBLFLY
Visit Offer
Swiggy

Swiggy

Enjoy flat ₹100 off on every food delivery order above ₹499 on Swiggy using your RBL Bank Credit Card with coupon RBL100.

100
Till 31 Dec 2026 RBL100 dining
Discount
Flat ₹100 off
Min Spend
₹499
Max Savings
₹100
Valid Until
31 Dec 2026
How to Avail
Step 1: Open the Swiggy mobile app.
Step 2: Add food items worth ₹499 or more from eligible restaurants.
Step 3: Enter promo code RBL100 on the payment screen.
Step 4: Pay with any RBL Bank Credit Card to get an instant ₹100 deduction.
Terms & Conditions

Valid twice per user per calendar month. Applicable on food delivery orders only. Minimum order value of ₹499 is required.

Use Code: RBL100
Visit Offer
❓ FAQ

Frequently Asked Questions

Everything you need to know about RBL Bank Platinum Maxima

To be eligible, you need:
  • • Min age: 21 years
  • • Salaried: ₹40,000/month min
  • • Self-employed: ₹50,000/month min
  • • CIBIL: 700+ recommended
The annual fee is ₹2,000.
You earn 2 reward points per eligible transaction. Each point is worth approximately ₹0.35. Welcome bonus: 8,000 bonus reward points on activation on activation! Redeem for flights, hotels, vouchers via RBL Bank rewards portal.
Yes! Complimentary lounge access:
  • ✓ Domestic: 8 per year
  • → 2 complimentary domestic airport lounge visits per calendar quarter (8 per year) on spending ₹35,000 in previous calendar quarter via Mastercard
  • • Instant: Pre-approved RBL Bank customers
  • • 24-48 hrs: New customers with documents
  • • Delivery: 7-10 working days

Ready to Get Started?

Apply for RBL Bank Platinum Maxima today and unlock amazing rewards and premium experiences.

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