PNB Zaggle Co-Branded Twin Credit Card
by Punjab National Bank · Data verified 2 days ago
PNB Zaggle Co-Branded Twin Credit Card issued by Punjab National Bank in partnership with Zaggle (zagg.money).
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Innovative Twin Card concept: RuPay Select + Visa Platinum linked to single credit limit
- 8 domestic + 2 international airport lounge visits per year on RuPay Select
- 2 complimentary railway lounge visits per calendar quarter on Visa Platinum
- RuPay card enabled for seamless UPI payments at merchant QR codes
Things to Consider
- Annual fee of ₹499 with ₹1.5 Lakh spend waiver requirement
- Zaggle app integration required for expense management perks
Perfect For
About This Card
Other Charges
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Zaggle Corporate & Merchant Spends | — | |
| General Purchases | — |
Domestic Lounges
8 per year
Int'l Lounges
2 per year
Fuel Savings
₹250/mo
Shopping
- •Eco-friendly biodegradable Twin Card structure (RuPay Select & Visa Platinum) sharing single credit limit
- •10 Reward Points (valued at ₹2.50) per ₹300 spent across categories (1 RP = ₹0.25)
- •RuPay Select privileges: 8 domestic & 2 international lounge visits per year
- •Complimentary Cult.fit Live (3 months), Swiggy One (3 months), and Amazon Prime / Disney+ Hotstar subscriptions
- •Personal Accident Cover up to ₹10 Lakhs
- •Visa Platinum privileges: ₹250 activation voucher + 2 railway lounge visits/quarter + Ixigo travel discounts
- •1% fuel surcharge waiver for transactions between ₹500 and ₹4,000 (up to ₹250/month)
Travel
- •8 complimentary domestic airport lounge visits per year
Partner Benefits
- •Exclusive co-branded rewards and deals on Zaggle (zagg.money) platform
EMI Options
- •Flexible EMI conversion available for retail purchases over ₹2,000
Card Features
CardSahayak Score
"Apply Now" takes you to Punjab National Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on PNB Zaggle Co-Branded Twin Credit Card
BookMyShow
Get Buy 1 Get 1 Free movie tickets up to ₹250 on BookMyShow using your Punjab National Bank (PNB) Credit Card.
Step 2: Select cinema and 2 or more tickets.
Step 3: Go to Unlock Offers and choose PNB Credit Card Offer.
Step 4: Enter card details to get up to ₹250 discount on second ticket.
Valid on all PNB Credit Cards. Minimum 2 tickets required. Maximum discount of ₹250 per transaction. Valid once per month.
Swiggy
Enjoy flat 15% instant savings up to ₹120 on dining and food deliveries on Swiggy using your PNB Credit Card.
Step 2: Add food items worth ₹499 or more.
Step 3: Apply promo code PNB15.
Step 4: Pay with PNB Credit Card.
Valid on all PNB Credit Cards. Minimum order ₹499. Maximum discount ₹120. Valid once per week.
Frequently Asked Questions
Everything you need to know about PNB Zaggle Co-Branded Twin Credit Card
- • Min age: 21 years
- • Salaried: ₹250,000/month min
- • Self-employed: ₹250,000/month min
- • CIBIL: 700+ recommended
- ✓ Domestic: 8 per year
- ✓ International: 2 per year
- → RuPay Select: 8 complimentary domestic airport lounge visits per year (max 2 per calendar quarter).
- → RuPay Select: 2 complimentary international airport lounge visits per year.
- → Visa Platinum: 2 complimentary railway lounge visits per calendar quarter.
- • Instant: Pre-approved Punjab National Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for PNB Zaggle Co-Branded Twin Credit Card today and unlock amazing rewards and premium experiences.
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