Kiwi RuPay UPI Credit Card
by Axis Bank / YES Bank · Data verified 4 days ago
Kiwi RuPay UPI Credit Card issued by Axis Bank / YES Bank in partnership with Kiwi (go-kiwi.com / gokiwi.in).
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Up to 1.5% cashback on all UPI scan-and-pay transactions via Kiwi app
- 100% Lifetime Free virtual RuPay credit card with instant issuance
- Direct cashback credit to bank account / statement via Kiwis
- Optional Kiwi Neon pass unlocks 1 domestic airport lounge visit per quarter
Things to Consider
- Free base card does not include complimentary airport lounge access
- Highest reward rates require using Kiwi app for UPI scan-and-pay
Perfect For
About This Card
Other Charges
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| RuPay UPI Merchant Payments | — | |
| Scan & Pay | — | |
| Online Gateway Spends | — |
Domestic Lounges
4 per year
Fuel Savings
₹150/mo
Shopping
- •Flat 1.5% cashback (in Kiwis; 1 Kiwi = ₹0.25) on merchant Scan & Pay UPI transactions via Kiwi app
- •0.5% cashback on online UPI and merchant payments
- •Direct cashback redemption to linked bank account without complex point conversions
- •Lifetime Free virtual credit card with instant issuance and activation
- •Credit-on-UPI enabled natively on RuPay rails across Axis Bank KWIK and YES Bank Klick cards
- •Optional Kiwi Neon tier boosts rewards up to 2% on Scan & Pay, up to 5% milestone cashback, and domestic airport lounge access
- •1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Travel
- •4 complimentary domestic airport lounge visits per year
Partner Benefits
- •Exclusive co-branded rewards and deals on Kiwi (go-kiwi.com / gokiwi.in) platform
EMI Options
- •Flexible EMI conversion available for retail purchases over ₹2,000
Card Features
CardSahayak Score
"Apply Now" takes you to Axis Bank / YES Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on Kiwi RuPay UPI Credit Card
Flipkart
Unlock major savings on your online shopping with Flipkart and Axis Bank. Enjoy a flat 10% instant discount up to ₹1,500 on minimum spends of ₹4,999 across electronics, fashion, beauty, and home essentials.Save on leading smartphone brands, headphones, smartwatches, and wardrobe updates with instant price drops at checkout.
Step 2: Add eligible smartphones, electronics, appliances, or apparel worth ₹4,999+ to your shopping cart.
Step 3: Proceed to the payment page and choose Axis Bank Credit Card.
Step 4: The 10% instant discount up to ₹1,500 is calculated and deducted automatically before OTP verification.
Valid on eligible purchases across Flipkart marketplace. Minimum transaction value of ₹4,999 is required. Maximum instant discount is capped at ₹1,500 per card during promotional sales windows. Applicable on both Full Swipe and EMI transactions on retail Axis Bank Credit Cards. Excludes Flipkart Axis Bank Credit Card on categories where card gives 5% base cashback.
Swiggy
Dine in style with exclusive Axis Bank food perks. Get flat ₹125 off on every Swiggy food delivery order above ₹499 with your Axis Bank Credit Card.Use coupon code AXIS125 on checkout to enjoy double savings on weekday lunches and weekend family feasts.
Step 2: Add dishes totaling ₹499 or more from partner restaurants to your bag.
Step 3: In the promo code box, enter coupon AXIS125.
Step 4: Pay using your Axis Bank Credit Card to get an instant ₹125 price cut.
Valid twice per customer per calendar month. Minimum food order amount of ₹499 excluding delivery charges and GST. Valid only on food delivery orders placed via Swiggy mobile application. Not applicable on Instamart or Dineout payments.
EaseMyTrip
Fly anywhere across India with premium flight savings on EaseMyTrip. Axis Bank credit cardholders unlock a flat 12% instant discount up to ₹2,000 on bookings of ₹5,000 and above.Book IndiGo, Air India, Akasa Air, and SpiceJet flights with code EMTAXIS for guaranteed upfront airfare savings.
Step 2: Choose your flight tickets with total booking amount of ₹5,000+.
Step 3: Enter promo code EMTAXIS at the payment summary stage.
Step 4: Pay with your Axis Bank Credit Card to reduce your fare by up to ₹2,000 instantly.
Valid on domestic flight ticket bookings across all Indian airports. Minimum booking value of ₹5,000 is required. Maximum discount is ₹2,000 per booking. Limit of one redemption per cardholder per calendar month. Excludes corporate and prepaid cards.
EazyDiner
Indulge in 5-star buffets and fine dining across top Indian metros. EazyDiner and Axis Bank offer an extra 15% instant discount up to ₹500 on restaurant bills settled via PayEazy.Stack this discount with existing 20-50% restaurant offers to enjoy premium culinary experiences at unbeatable rates.
Step 2: Enjoy your meal at the venue.
Step 3: Inform the staff you are settling the bill via PayEazy on the EazyDiner app.
Step 4: Select Axis Bank Credit Card to apply an automatic 15% extra discount up to ₹500 on the final bill.
Valid on PayEazy transactions at participating restaurants on EazyDiner. Minimum bill amount of ₹1,500 is required. Maximum instant discount is ₹500. Valid once per customer per calendar week. Stackable on top of restaurant table discounts.
Myntra
Revamp your wardrobe with top international and domestic fashion labels. Get flat 10% instant discount up to ₹750 on Myntra orders of ₹2,999 and above with Axis Bank Credit Cards.Use code AXISMYNTRA on checkout to enjoy instant fashion savings.
Step 2: Select eligible clothing, footwear, accessories, or cosmetics worth ₹2,999+.
Step 3: On the checkout screen, enter coupon AXISMYNTRA.
Step 4: Pay using your Axis Bank Credit Card to get an instant 10% discount up to ₹750.
Applicable on select catalogue products on Myntra platforms. Minimum cart value of ₹2,999 is required. Maximum discount capped at ₹750 per order. Valid once per user per calendar month.
BookMyShow
Unlock Buy 1 Get 1 Free movie tickets and entertainment passes on BookMyShow using your eligible Axis Bank Credit Card.
Step 2: On payment page, click 'Unlock Offer or Apply Promocodes' and choose Axis Bank.
Step 3: Enter your Axis Bank Credit Card details to receive complimentary 2nd ticket.
Buy 1 Get 1 Free capped at ₹300-₹500 per ticket depending on card tier (Select, Olympus, Reserve, Burgundy Private). 10% off up to ₹100 on Neo.
Zomato Dining
Axis Bank Dining Delights: Savor extraordinary culinary savings with flat 15% off up to ₹500 at premier partner restaurants via Zomato Dining.
Step 2: Select Axis Bank Credit Card at checkout to unlock flat 15% instant savings up to ₹500.
Valid on minimum bill value of ₹2,000. Maximum discount ₹500 per transaction. Axis Dining Delights program applies across 10,000+ restaurants.
Croma
Get up to ₹3,500 instant discount on electronics, home appliances, and smart gadgets at Croma with your Axis Bank Credit Card.
Step 2: Minimum cart threshold ₹20,000.
Step 3: Pay with your Axis Bank Credit Card or Card EMI to receive instant discount.
Valid on minimum purchase of ₹20,000. Maximum discount ₹3,500. Valid on eligible credit cards.
Frequently Asked Questions
Everything you need to know about Kiwi RuPay UPI Credit Card
- • Min age: 21 years
- • Salaried: ₹25,000/month min
- • Self-employed: ₹300,000/month min
- • CIBIL: 720+ recommended
- ✓ Domestic: 4 per year
- → Base free card: No complimentary lounge access.
- → Kiwi Neon subscribers (₹999/yr): 1 complimentary domestic lounge visit per quarter.
- • Instant: Pre-approved Axis Bank / YES Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for Kiwi RuPay UPI Credit Card today and unlock amazing rewards and premium experiences.
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