IDFC FIRST Mayura
86/100
·
₹5,999/yr
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CARD HOLDER
YOUR NAME
EXPIRES
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IDFC FIRST Bank
IDFC FIRST Mayura
SUPER PREMIUM
Super premium
MASTERCARD
Top Rated
IDFC FIRST Mayura
by IDFC FIRST Bank · Data verified 2 days ago
Super-premium IDFC FIRST metal card: ZERO forex, up to 40X RP (worth Rs.0.50), 5X-10X on all spends, lounge access, golf, BOGO movies, Rs.50K trip cancellation, Mastercard Culinary Club, ITC Hotels. Rs.5,999+GST.
86
Score
Based on rewards, fees, benefits & eligibility
₹6K
Fee
Waiver available on spending
5
Reward Pts
Base earn rate (per transaction slab)
0.00%
Cashback
On eligible transactions
5 RP Earn
base reward rate
16 per year Lounges
complimentary
₹5,999/yr
waiver available
86/100
CardSahayak rating
Reward Calculator
How Much Can You Earn?
Calculate your potential rewards with this card
₹
/month
₹10,000
₹5,00,000
Your Annual Benefits
Reward Points
pts
₹
Annual Fee
Card membership
-₹5,999
Net Annual Value
You save per year!
What's Great
- ZERO forex markup — best in class for international spenders
- Up to 40X reward points on travel — market-leading
- 5X base rewards on all spends (up to Rs. 20K) — generous base rate
- 1 RP = Rs. 0.50 for travel — effective ~3.3% return on travel
- Premium metal card (17g, royal blue) with heritage peacock design
- Trip cancellation cover Rs. 50K — highest among IDFC cards
- 4 golf rounds + 12 lessons per year via Mastercard
- Mastercard Culinary Club — 350+ restaurants
- ITC Hotels, Postcard Hotels, Elivaas, Little Emperors benefits
- Points never expire
- ₹1,000 cashback welcome benefit
- Both Visa Infinite and Mastercard World privileges
- Low APR starting from 0.71% per month
Things to Consider
- Joining fee Rs. 5,999 + GST (non-refundable, upfront)
- Annual fee Rs. 5,999 + GST — partially offset by spend milestones
- Movie and railway lounge benefits also spend-gated
- Golf and lounge benefits need consistent monthly spending
- Insurance benefits require at least 1 transaction in last 30 days
Perfect For
International travellers
Zero forex seekers
Frequent flyers
Golf enthusiasts
Luxury lifestyle seekers
Hotel loyalty collectors
About This Card
The IDFC FIRST Mayura Metal Credit Card is a super-premium metal card weighing 17g in royal blue, featuring Indian peacock motifs. It offers zero forex markup, up to 40X reward points (30X hotels, 15X flights via FIRST Rewards Gallery), 5X on all spends up to Rs. 20K and 10X above, RP worth Rs. 0.50 for travel, domestic and international lounge access, 4 complimentary golf rounds and 12 lessons per year, BOGO movies, trip cancellation cover of Rs. 50,000, Mastercard Culinary Club, ITC Hotels, Postcard Hotels, and Little Emperors Hotel Club benefits.
Annual Fee
₹5,999
Waiver
Spend Rs. 8L = 7,500 RP (up to Rs. 3,750) OR Spend Rs. 15L = 15,000 RP (up to Rs. 7,500) as annual fee payment benefit
Joining Fee
₹5,999
Other Charges
Interest Rate (APR)
Monthly on outstanding balance
0.71% - 3.99%
Foreign Transaction Fee
Markup on international txns
0.00%
Fuel Surcharge Waiver
Save on fuel transactions
Up to ₹300/mo
Interest-Free Period
On new purchases if paid in full
20 to 48 days
Cash Advance Fee
Fee for cash withdrawal from ATM
₹199 + GST per transaction (interest-free up to 48 days)
Late Payment Fee
Charged if minimum due not paid on time
15% of Total Amount Due (min ₹100, max ₹1,300) + GST
Reward Points Validity
How long your earned points remain valid
Points never expire
Card Replacement Fee
Fee for lost or damaged card replacement
₹199
5
Reward Pts
₹0.50
Point Value
0.00%
Cashback
Welcome Bonus
Up to 12,000 reward points (4K on joining fee, 4K on 2nd cycle spend, 4K on 3rd cycle spend)
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Hotel Bookings (via FIRST Rewards Gallery) | — | |
| Flight Bookings (via FIRST Rewards Gallery) | — | |
| All Spends (above Rs. 20K/cycle) | — | |
| All Spends (up to Rs. 20K/cycle) | — | |
| International Spends | — | |
| Rent, Education, Government, Wallet Load | — | |
| Insurance, Utility, Railways, FASTag | — |
Point Value: 1 point = ₹0.50
|
Redemption Fee: ₹99 + GST per request
Domestic Lounges
16 per year
Int'l Lounges
16 per year
Travel Insurance
₹0L cover
Golf Benefits
Complimentary
Concierge
24/7 assistance
Fuel Savings
₹300/mo
Lost Card Cover
₹0
Add-On Card
₹3,000
Movies
- •BOGO movie tickets via District by Zomato — up to Rs. 500 off on 2nd ticket, twice per month (Rs. 20K spend required from June 2026)
Dining
- •Mastercard Culinary Club — 350+ fine-dine restaurants in 16 cities
- •Dining discounts via Visa and Mastercard privileges
Shopping
- •Up to 40X reward points on travel bookings
- •10X reward points on spends above Rs. 20K/cycle
- •5X on all spends up to Rs. 20K and international spends
- •1 RP = Rs. 0.50 for hotel/flight, Rs. 0.25 for others
- •Points never expire
- •UPI payments supported
- •Visa Concierge service
Travel
- •ZERO forex markup — best for international spenders
- •Domestic + International airport lounge access (Rs. 20K/month spend required)
- •4 complimentary railway lounge visits per quarter
- •Trip cancellation cover up to Rs. 50,000 (twice/year) — Cancel For Any Reason
- •Air accident cover Rs. 1 Crore
- •Personal accident cover Rs. 10 lakh
- •Travel insurance — baggage USD 500, flight delay USD 300, passport USD 300
- •ITC Hotels — Stay 3 Pay 2, or 50% off 2nd night
- •Postcard Hotels — Rs. 5,000 off on Rs. 25K booking (once per quarter, valid till Feb 2027)
- •900+ Visa Luxury Hotel Collection with upgrades, VIP status, breakfast, Wi-Fi
- •Airport Meet and Greet service
- •Airport transfer discounts across 83 countries
- •Little Emperors Hotel Club Membership
- •Free stay at Elivaas properties
- •24/7 roadside assistance worth ₹1,399
- •Trip cancellation cover up to ₹50,000 (2 claims/year)
Special Offers & Features
- •Instant virtual card issuance
- •Up to 40 complimentary golf rounds/lessons per year (requires ₹40K spend in previous cycle)
- •Add-on card: Metal variant ₹4,000 + GST
Card Features
Contactless
✓ Yes
Virtual Card
✗ No
International
✓ Yes
Material
Metal
86
out of 100
CardSahayak Score
"Apply Now" takes you to IDFC FIRST Bank's official website.
Eligibility
Salaried
₹100,000/mo
Self-Employed
₹100,000/mo
Age
21-65 yrs
CIBIL
750+
Employment
Salaried, Self-Employed
Card Variant
World
Scores
Rewards
49/100
Fees
94/100
Benefits
76/100
Access
50/100
3 Active Offers
Deals & Offers
Exclusive offers available on IDFC FIRST Mayura
MakeMyTrip
Fly across India with IDFC FIRST Bank Credit Cards. Enjoy a flat 10% instant discount up to ₹1,500 on all domestic flights on MakeMyTrip.
10
Till 31 Dec 2026
IDFCMMT
travel
Discount
Flat 10% up to ₹1,500
Min Spend
₹5,000
Max Savings
₹1,500
Valid Until
31 Dec 2026
How to Avail
Step 1: Open MakeMyTrip app or makemytrip.com.
Step 2: Search for domestic flights with ticket value ₹5,000 or more.
Step 3: Enter promo code IDFCMMT on checkout.
Step 4: Pay using IDFC FIRST Bank Credit Card to get up to ₹1,500 instant discount.
Step 2: Search for domestic flights with ticket value ₹5,000 or more.
Step 3: Enter promo code IDFCMMT on checkout.
Step 4: Pay using IDFC FIRST Bank Credit Card to get up to ₹1,500 instant discount.
Terms & Conditions
Valid on domestic flight bookings across India. Minimum transaction value of ₹5,000 is required. Maximum discount capped at ₹1,500 per booking. Valid once per cardholder per calendar month.
Use Code:
IDFCMMT
Visit Offer
Swiggy
Delight in food savings with IDFC FIRST Bank Credit Cards on Swiggy. Get flat ₹100 off on food orders of ₹499 and above.
100
Till 31 Dec 2026
IDFC100
dining
Discount
Flat ₹100 off
Min Spend
₹499
Max Savings
₹100
Valid Until
31 Dec 2026
How to Avail
Step 1: Open Swiggy app and add food items worth ₹499+ to your cart.
Step 2: Enter promo code IDFC100 on payment page.
Step 3: Pay with IDFC FIRST Bank Credit Card.
Step 4: Receive flat ₹100 instant discount on your order.
Step 2: Enter promo code IDFC100 on payment page.
Step 3: Pay with IDFC FIRST Bank Credit Card.
Step 4: Receive flat ₹100 instant discount on your order.
Terms & Conditions
Minimum order value of ₹499 excluding taxes and packaging. Valid twice per cardholder per month. Applicable on food delivery orders only.
Use Code:
IDFC100
Visit Offer
BookMyShow
Experience movie entertainment with IDFC FIRST Bank Credit Cards on BookMyShow. Enjoy Buy 1 Get 1 free movie ticket up to ₹250.
250
Till 31 Dec 2026
entertainment
Discount
Buy 1 Get 1 Free (up to ₹250)
Min Spend
None
Max Savings
₹250
Valid Until
31 Dec 2026
How to Avail
Step 1: Open BookMyShow and select movie tickets.
Step 2: Click on Unlock Offers at checkout.
Step 3: Choose IDFC FIRST Bank Credit Card Offer.
Step 4: Receive second ticket free up to ₹250.
Step 2: Click on Unlock Offers at checkout.
Step 3: Choose IDFC FIRST Bank Credit Card Offer.
Step 4: Receive second ticket free up to ₹250.
Terms & Conditions
Valid on booking 2 or more tickets. Maximum discount of ₹250 on second ticket. Quota refreshed daily. Available on all active IDFC FIRST Bank consumer credit cards.
❓ FAQ
Frequently Asked Questions
Everything you need to know about IDFC FIRST Mayura
To be eligible, you need:
- • Min age: 21 years
- • Salaried: ₹100,000/month min
- • Self-employed: ₹100,000/month min
- • CIBIL: 750+ recommended
The annual fee is ₹5,999.
The fee can be waived by Spend Rs. 8L = 7,500 RP (up to Rs. 3,750) OR Spend Rs. 15L = 15,000 RP (up to Rs. 7,500) as annual fee payment benefit.
You earn 5 reward points per eligible transaction. Each point is worth approximately ₹0.50.
Welcome bonus: Up to 12,000 reward points (4K on joining fee, 4K on 2nd cycle spend, 4K on 3rd cycle spend) on activation!
Redeem for flights, hotels, vouchers via IDFC FIRST Bank rewards portal.
Yes! Complimentary lounge access:
- ✓ Domestic: 16 per year
- ✓ International: 16 per year
- → 4 complimentary domestic airport lounge visits per quarter (includes 1 guest visit)
- → 4 complimentary international airport lounge visits per quarter
- → 4 complimentary railway lounge visits per quarter
- → Subject to minimum monthly spends of ₹20,000 in the previous calendar month
- • Instant: Pre-approved IDFC FIRST Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for IDFC FIRST Mayura today and unlock amazing rewards and premium experiences.
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