HDFC Pixel Go
by HDFC Bank · Data verified 2 days ago
Digital-first entry card with 1% cashback and dining offers.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Low joining and annual fee of ₹250, easily waivable on ₹50,000 annual spend
- Joining fee reversed on spending ₹10,000 within first 90 days of issuance
- 1% unlimited cashback on all eligible retail spends
- 5% cashback on PayZapp merchant offers and SmartBuy bookings
- 10% instant discount on Swiggy Dineout up to ₹200 per transaction twice a month
- Digital-first card with customizable card design and billing cycle on PayZapp
- Available on RuPay network for direct UPI payments at merchant QRs
Things to Consider
- No complimentary domestic or international airport lounge access
- Modest 1% base cashback rate on general retail transactions
- Government, fuel, wallet, and rent spends excluded from cashback
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| SmartBuy | 5% | 5% cashback on SmartBuy transactions |
| UPI | 1% | 1% cashback on UPI spends (RuPay variant only) |
| Other | 1% | 1% unlimited cashback on all eligible retail transactions |
Fuel Savings
₹250/mo
Lost Card Cover
₹0
Dining
- •10% instant discount on Swiggy Dineout up to ₹200 per transaction (minimum bill ₹2,000, valid up to 2 times a month)
Shopping
- •1% unlimited cashback on all eligible retail purchases
- •5% cashback on select partner merchants and SmartBuy transactions via PayZapp
- •1% cashback on UPI transactions on RuPay variant
Travel
- •1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 (maximum waiver ₹250 per statement cycle)
- •International usage enabled on Visa and RuPay networks
Partner Benefits
- •Exclusive PayZapp promotional cashback campaigns and seasonal merchant vouchers
Reward Exclusions
- ✕ Wallet loads
- ✕ EMI transactions
- ✕ Rent payments
- ✕ Government services
- ✕ Fuel
Special Offers & Features
- •Card customization: choose your virtual card color and preferred billing cycle via PayZapp app
- •FD-backed Pixel Credit Card option available for applicants without formal income proof
- •Zero lost card liability upon immediate reporting of card loss via PayZapp
EMI Options
- •Convert purchases or outstanding balance into flexible low-cost EMIs via PayZapp
Card Features
CardSahayak Score
"Apply Now" takes you to HDFC Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on HDFC Pixel Go
MakeMyTrip
Travel across India with flat 12% instant discount up to ₹2,000 on MakeMyTrip using your HDFC Bank Credit Card.Book domestic air tickets on all major domestic carriers with coupon HDFCDOM for upfront savings.
Step 2: Choose eligible domestic flights with booking value of ₹5,000 or more.
Step 3: Enter coupon code HDFCDOM on the payment page.
Step 4: Pay using any HDFC Bank Credit Card to get an instant discount up to ₹2,000.
Valid on domestic flight bookings across India. Minimum booking value of ₹5,000 is required. Maximum discount is ₹2,000 per booking. Valid once per cardholder per calendar month. Excludes commercial and corporate cards.
Apple
Get up to ₹10,000 instant cashback on your dream Apple devices including iPhone 16 series, MacBook Air, and iPad with HDFC Bank Credit Cards.Available both online at apple.com/in and across all Apple Authorized Resellers across India.
Step 2: Choose an eligible iPhone 16 series, MacBook Air/Pro, or iPad.
Step 3: At checkout, select HDFC Bank Credit Card Instant Cashback offer.
Step 4: Select Full Swipe or 6/12/24 month No-Cost EMI to trigger up to ₹10,000 instant cashback.
Valid on select Apple models. Applicable on 6, 9, 12, 18, 24 months EMI and full-swipe credit card transactions. Valid once per card during promotional tenure. Instant cashback is credited on the invoice value.
Swiggy
Enjoy flat ₹100 off on every food delivery order above ₹499 on Swiggy using your HDFC Bank Credit Card.Use code HDFCFD100 to enjoy dining savings across thousands of restaurants.
Step 2: Add delicious meals worth ₹499 or more to your cart.
Step 3: Enter promo code HDFCFD100 on the payment screen.
Step 4: Pay with any HDFC Bank Credit Card to get an instant ₹100 deduction.
Valid twice per user per calendar month. Applicable on food delivery orders only. Minimum order value of ₹499 is required.
Cleartrip
Book luxury hotel stays and weekend getaways on Cleartrip with flat 25% instant discount up to ₹3,500 using your HDFC Bank Credit Card.
Step 2: Select eligible domestic hotels and rooms with booking value of ₹4,000+.
Step 3: Enter promo code CTHDFC at checkout.
Step 4: Pay with your HDFC Bank Credit Card to get an instant 25% discount up to ₹3,500.
Valid once per card per month. Applicable on domestic hotel bookings across India. Minimum spend ₹4,000.
Reliance Digital
Shop the latest consumer electronics and smart home appliances at Reliance Digital with flat 7.5% instant discount up to ₹4,000 on your HDFC Bank Credit Card.
Step 2: Select eligible laptops, smartphones, or home appliances worth ₹15,000+.
Step 3: Choose HDFC Bank Credit Card offer at checkout.
Step 4: Instant discount up to ₹4,000 is deducted from the final invoice.
Valid on select electronics. Applicable on full-swipe and EMI transactions. Maximum discount ₹4,000 per card per month.
BookMyShow
Enjoy up to ₹250 off on movie and experience bookings on BookMyShow using your eligible HDFC Bank Credit Card.
Step 2: Proceed to payment page and click 'Unlock Offer or Apply Promocodes'.
Step 3: Select HDFC Bank Credit Card offer and enter card details to get up to ₹250 instant discount.
Valid on minimum booking of 2 tickets. Applicable on select HDFC Bank Credit Cards. Limit once per cardholder per calendar month.
Swiggy Dineout
Save 10% up to ₹500 on restaurant bills via Swiggy Dineout using HDFC Bank Credit Cards (codes: HDFCINFINIA up to ₹500, HDFCDINERS up to ₹400, HDFCCARDS up to ₹200; valid twice per month through 31st December 2026).
Step 2: Enter promo code HDFCCARDS (or HDFCINFINIA for Infinia / HDFCDINERS for Diners Black) at payment checkout.
Step 3: Pay using your eligible HDFC Bank Credit Card to get up to 10% instant discount.
Official HDFC Bank Swiggy Dineout offer (valid 1st Jan 2026 to 31st Dec 2026, twice per month per user): 10% off up to ₹500 on Infinia (code HDFCINFINIA, MOV ₹3,500), 10% off up to ₹400 on Diners Club Black/BizBlack (code HDFCDINERS, MOV ₹3,000), and 10% off up to ₹200 on other eligible HDFC Credit Cards (code HDFCCARDS, MOV ₹2,000).
Croma
Get Flat ₹4,000 instant discount on Apple iPhone 17 Pro & 17 Pro Max at Croma with HDFC Bank Credit Cards & EasyEMI on Debit/Credit Cards (valid 18th September 2026 to 31st December 2026).
Step 2: Ensure cart total is ₹20,000 or more.
Step 3: Pay using any HDFC Bank Credit Card or EasyEMI to receive instant discount.
Get Flat ₹4,000 instant discount on Apple iPhone 17 Pro & 17 Pro Max at Croma stores and Croma.com with HDFC Bank Credit Cards & EasyEMI on HDFC Bank Debit/Credit Cards (valid 18th September 2026 to 31st December 2026; excludes co-branded cards).
Frequently Asked Questions
Everything you need to know about HDFC Pixel Go
- • Min age: 21 years
- • Salaried: ₹12,000/month min
- • Self-employed: ₹25,000/month min
- • CIBIL: 680+ recommended
- • Instant: Pre-approved HDFC Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for HDFC Pixel Go today and unlock amazing rewards and premium experiences.
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