Federal Bank Visa Signature
by Federal Bank · Data verified 4 days ago
Premium card with travel benefits and lounge access
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Lifetime Free: Zero joining fee and zero annual renewal fee
- Buy 1 Get 1 free movie ticket on INOX (up to ₹100 discount, once per quarter)
- 4 complimentary domestic lounge visits per year (1 per quarter on ₹20k spend)
- 2 complimentary international airport lounge visits per year via Priority Pass
- Exclusive dining discounts via FedDelights dining program
Things to Consider
- Domestic lounge access requires ₹20,000 spend in preceding calendar quarter
- INOX movie BOGO capped at ₹100 and limited to once per quarter
- Base reward rate is modest for non-travel spends
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|
Domestic Lounges
4 per year
Int'l Lounges
2 per year
Travel Insurance
₹20L cover
Lost Card Cover
₹0
Movies
- •Buy 1 Get 1 free movie ticket on INOX (up to ₹100 discount), once per quarter
Dining
- •FedDelights Dining Program: Up to 15-20% discount at partner restaurants across major Indian cities
Shopping
- •INOX Movie Offer: Buy 1 Get 1 movie ticket (discount up to ₹100), once per quarter
- •BigBasket vouchers on quarterly spend milestones
- •Exclusive merchant offers via FedDelights and Visa Signature platform
Travel
- •8 domestic + 2 international lounge visits per year
- •3.5% forex markup on international transactions
- •Complimentary travel insurance coverage
- •1% fuel surcharge waiver
Special Offers & Features
- •Lifetime Free: NIL annual fee for customers onboarded from 3rd April 2023
- •Airport lounge access requires ₹40,000+ retail spend in preceding quarter
- •Reward points valid for 36 months (3 years)
EMI Options
- •EMI conversion on eligible purchases
- •Tenure: 3, 6, 9, 12 months
- •Interest rate: 13-24% p.a.
Card Features
Mobile Wallet Support
CardSahayak Score
"Apply Now" takes you to Federal Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on Federal Bank Visa Signature
Amazon
Kickstart your card journey with shopping rewards. New Federal Bank Credit Cardholders receive Amazon Pay E-Gift Vouchers worth up to ₹600 upon completing their first spend.Redeem your voucher for Amazon shopping, bill payments, flight bookings, or utility recharges.
Step 2: Complete first retail transaction of ₹1,000+ within 30 days of card issuance.
Step 3: Receive Amazon Pay E-Voucher code via registered SMS and email within 30 days.
Step 4: Add gift card to Amazon Pay balance and enjoy shopping rewards.
Valid for newly approved Federal Bank retail credit cardholders only. Cardholder must make minimum retail spend of ₹1,000 within 30 days of card setup. Amazon Pay Gift voucher worth varies by card variant (₹200 for Celesta, ₹400 for Imperio, ₹600 for Signet). ATM cash withdrawals and wallet loads excluded from qualification.
Swiggy
Get 10% instant discount on Swiggy food orders above ₹499 using Federal Bank cards — up to ₹150 on Credit Cards and ₹100 on Debit Cards. Valid Friday to Sunday, once per card per month till 31st December 2026.
Step 2: Enter promo code FEDSWIGGY on checkout.
Step 3: Pay using Federal Bank Credit Card.
Step 4: Receive flat ₹100 instant discount on your order.
Get 10% instant discount on orders above ₹499 using Federal Bank cards - up to ₹150 on credit cards and ₹100 on debit cards. Valid Friday to Sunday, once per card per month till 31st December 2026.
EaseMyTrip
Enjoy zero convenience fee and extra savings on EaseMyTrip with Federal Bank Credit Cards. Get flat 12% instant discount up to ₹1,800 on domestic flights.
Step 2: Book domestic flight with min ticket value ₹4,500.
Step 3: Enter coupon code FEDEMT at checkout.
Step 4: Pay with Federal Bank Credit Card to get up to ₹1,800 instant discount.
Valid on domestic flight bookings across India. Minimum transaction value of ₹4,500 is required. Maximum discount capped at ₹1,800 per booking. Valid once per cardholder per month.
Croma
Upgrade your digital lifestyle with Federal Bank Credit Cards at Croma. Get up to ₹3,500 instant discount on laptops, televisions, and kitchen appliances.
Step 2: Add consumer electronics worth ₹20,000 or more.
Step 3: Select Federal Bank Credit Card offer at payment checkout.
Step 4: Receive up to ₹3,500 instant discount on your order.
Valid on select electronic products. Minimum spend of ₹20,000 required. Valid on Full Swipe and EMI transactions. Limit of 1 transaction per card per month.
Frequently Asked Questions
Everything you need to know about Federal Bank Visa Signature
- • Min age: 21 years
- • Salaried: ₹35,000/month min
- • Self-employed: ₹45,000/month min
- • CIBIL: 700+ recommended
- ✓ Domestic: 4 per year
- ✓ International: 2 per year
- → 1 complimentary domestic lounge access per quarter (4 per year) on spending ₹40,000 or more in previous calendar quarter via Dreamfolks / Visa
- → 2 complimentary international airport lounge visits per calendar year via Priority Pass
- • Instant: Pre-approved Federal Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for Federal Bank Visa Signature today and unlock amazing rewards and premium experiences.
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