CUB SalarySe Level UP Credit Card
79/100
·
₹500/yr
•••• •••• •••• ••••
CARD HOLDER
YOUR NAME
EXPIRES
••/••
City Union Bank
CUB SalarySe Level UP Credit Card
RuPay
Co-branded Salary-Linked Credit Card
RUPAY
CUB SalarySe Level UP Credit Card
by City Union Bank · Data verified 4 days ago
CUB SalarySe Level UP Credit Card issued by City Union Bank in partnership with SalarySe.
79
Score
Based on rewards, fees, benefits & eligibility
₹500
Fee
Waiver available on spending
10
Reward Pts
Base earn rate (per transaction slab)
7.50%
Cashback
On eligible transactions
10 RP Earn
base reward rate
12 per year Lounges
complimentary
₹500/yr
waiver available
79/100
CardSahayak rating
Reward Calculator
How Much Can You Earn?
Calculate your potential rewards with this card
₹
/month
₹10,000
₹5,00,000
Your Annual Benefits
Reward Points
pts
₹
Cashback
7.50% on spends
₹
Annual Fee
Card membership
-₹500
Net Annual Value
You save per year!
What's Great
- 12 complimentary domestic airport lounge visits per year (1 per month on ₹10k spend)
- Low 1% foreign currency markup for overseas transactions
- Up to 7.5% cashback on salary advances and UPI bill payments on SalarySe
- Virtual variant is 100% Lifetime Free
Things to Consider
- Physical card requires ₹2 Lakhs spend for annual fee waiver
- Monthly lounge access requires ₹10,000 prior month spend qualification
Perfect For
Active users of SalarySe and digital shoppers
About This Card
CUB SalarySe Level UP Credit Card is a next-generation co-branded card offering tailored benefits on SalarySe and nationwide merchant networks.
Annual Fee
₹500
Waiver
₹0 Lifetime Free for Virtual Only variant; waived on ₹2,00,000 annual spend for Physical variant
Joining Fee
₹500
Waiver
₹0 for Virtual Only variant; ₹500 + GST for Physical + Virtual variant
Other Charges
Interest Rate (APR)
Monthly on outstanding balance
3.50% - 3.50%
Foreign Transaction Fee
Markup on international txns
1.00%
Fuel Surcharge Waiver
Save on fuel transactions
Up to ₹250/mo
Interest-Free Period
On new purchases if paid in full
50
Cash Advance Fee
Fee for cash withdrawal from ATM
2.5% of amount (min ₹300) + GST
Late Payment Fee
Charged if minimum due not paid on time
Outstanding Due
Penalty
≤₹100
Nil
₹101-₹500
₹100
₹501-₹1,000
₹300
₹1,001-₹5,000
₹500
>₹5,000
₹750
10
Reward Pts
₹0.20
Point Value
7.50%
Cashback
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| SalarySe Partner Merchant Spends | — | |
| UPI & QR Scan Payments | — | |
| General Purchases | — |
Point Value: 1 point = ₹0.20
Domestic Lounges
12 per year
Fuel Savings
₹250/mo
Shopping
- •Salary Day Bonus: Up to 37.5% reward multiplier (effective 7.5% value back) on spends made on salary days (1st and last day of the month)
- •Base Rewards: 5% to 10% rewards on UPI payments routed via SalarySe UPI
- •Super-accelerated reward tiers upon crossing ₹20,000 monthly spend threshold
- •Ultra-low 1% forex markup fee on international transactions with the physical card
- •12 complimentary domestic airport lounge visits per year (1/month on ₹10k spend in previous month)
- •Dual variant choice: 100% Lifetime Free virtual-only or premium physical+virtual card
Travel
- •12 complimentary domestic airport lounge visits per year
Partner Benefits
- •Exclusive co-branded rewards and deals on SalarySe platform
EMI Options
- •Flexible EMI conversion available for retail purchases over ₹2,000
Card Features
Contactless
✓ Yes
Virtual Card
✗ No
International
✓ Yes
Material
Plastic
79
out of 100
CardSahayak Score
"Apply Now" takes you to City Union Bank's official website.
Eligibility
Salaried
₹20,000/mo
Self-Employed
₹30,000/mo
Age
21-60 yrs
CIBIL
700+
Employment
Salaried / Self-Employed
Card Variant
Physical + Virtual / Virtual Only
Scores
Rewards
48/100
Fees
100/100
Benefits
26/100
Access
92/100
1 Active Offer
Deals & Offers
Exclusive offers available on CUB SalarySe Level UP Credit Card
RuPay Network Offers
Experience seamless UPI payments with instant 20% savings on food orders and movie tickets with RuPay credit card linkage.
20
Till 31 Dec 2026
RUPAY20
dining
Discount
Flat 20% instant discount
Min Spend
₹299
Max Savings
₹100
Valid Until
31 Dec 2026
How to Avail
Link this RuPay credit card to your favorite UPI app and enter RUPAY20 at checkout.
Terms & Conditions
Valid on UPI transactions done via RuPay credit cards on partner merchant platforms.
Use Code:
RUPAY20
Visit Offer
❓ FAQ
Frequently Asked Questions
Everything you need to know about CUB SalarySe Level UP Credit Card
To be eligible, you need:
- • Min age: 21 years
- • Salaried: ₹20,000/month min
- • Self-employed: ₹30,000/month min
- • CIBIL: 700+ recommended
The annual fee is ₹500.
The fee can be waived by ₹0 Lifetime Free for Virtual Only variant; waived on ₹2,00,000 annual spend for Physical variant.
You earn 10 reward points per eligible transaction. Each point is worth approximately ₹0.20.
Redeem for flights, hotels, vouchers via City Union Bank rewards portal.
Yes! Complimentary lounge access:
- ✓ Domestic: 12 per year
- → 12 complimentary domestic airport lounge visits per year (max 1 visit per month).
- → Available on Physical + Virtual card variant only.
- → Requires minimum retail spends of ₹10,000 in the previous calendar month to unlock the monthly visit.
- • Instant: Pre-approved City Union Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for CUB SalarySe Level UP Credit Card today and unlock amazing rewards and premium experiences.
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