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Canara Mastercard World
79/100 · FREE
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CARD HOLDER
YOUR NAME
EXPIRES
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Canara Bank
Canara Mastercard World
Mastercard
PREMIUM
LIFETIME FREE
Premium MASTERCARD

Canara Mastercard World

by Canara Bank · Data verified 2 days ago

Lifetime free Mastercard World card with lounge access and rewards.

79
Score
Based on rewards, fees, benefits & eligibility
FREE
Fee
Waiver available on spending
2
Reward Pts
Base earn rate (per transaction slab)
0.00%
Cashback
On eligible transactions
2 RP Earn
base reward rate
12 per year Lounges
complimentary
Lifetime FREE
waiver available
79/100
CardSahayak rating
Reward Calculator

How Much Can You Earn?

Calculate your potential rewards with this card

₹ /month
₹10,000 ₹5,00,000

Your Annual Benefits

Reward Points
pts
₹
Net Annual Value

You save per year!

What's Great

  • Lifetime free - no annual fee
  • Mastercard World lounge access
  • Low 2.5% monthly interest rate
  • Reward points on all spends

Things to Consider

  • Rs.300 inactivity fee if under Rs.1L spend
  • No international lounge
  • Standard 3.5% forex
  • Limited premium features

Perfect For

Canara Bank customers Fee-conscious users Public sector bank users

About This Card

Canara Bank Mastercard World Credit Card is a lifetime free premium card with Mastercard World benefits, lounge access, reward points. Inactivity fee Rs.300 if annual spend under Rs.1 lakh.
Annual Fee
FREE
Joining Fee
FREE
No joining fee

Other Charges

Interest Rate (APR)
Monthly on outstanding balance
2.50% - 2.50%
Foreign Transaction Fee
Markup on international txns
3.00%
Fuel Surcharge Waiver
Save on fuel transactions
Up to ₹100/mo
Interest-Free Period
On new purchases if paid in full
Upto 50 days
Cash Advance Fee
Fee for cash withdrawal from ATM
2.5% of amount (min ₹250) + GST
Late Payment Fee
Charged if minimum due not paid on time
Outstanding Due
Penalty
up to ₹5,000
₹250
₹5,001-₹10,000
₹500
₹10,001-₹25,000
₹750
>₹25,000
₹1,000
Reward Points Validity
How long your earned points remain valid
2 years from earning date
Card Replacement Fee
Fee for lost or damaged card replacement
₹200
2
Reward Pts
₹0.25
Point Value
0.00%
Cashback
Welcome Bonus
None

Milestone Rewards

Annual fee waiver: Lifetime free card (inactivity fee of ₹300 + GST applies only if annual turnover is less than ₹1,00,000)

Reward Earning by Category

Category Reward Rate Details
Other 2 pts/₹100 Reward points on all spends
Point Value: 1 point = ₹0.25 | Redemption Fee: ₹0 + GST per request

Domestic Lounges

12 per year

Int'l Lounges

2 per year

Fuel Savings

₹100/mo

Lost Card Cover

₹0

Add-On Card

Free

Dining

  • •Reward points/cashback earned on dining transactions
  • •Dining privileges at select partner restaurants

Shopping

  • •2X points on eligible spends
  • •Contactless (tap-and-pay) enabled
  • •EMI conversion on purchases above Rs.2,500

Travel

  • •8 domestic + 2 international lounge visits per year
  • •3% forex markup on international transactions
  • •1% fuel surcharge waiver

Special Offers & Features

  • •Inactivity fee: ₹300 per annum if card turnover less than ₹1,00,000 in the card year

EMI Options

  • •EMI conversion on eligible purchases
  • •Tenure: 3, 6, 9, 12 months
  • •EMI Conversion Charges: 2% of transaction amount (min ₹100, max ₹200)

Card Features

Contactless
✓ Yes
Virtual Card
✗ No
International
✓ Yes
Material
Plastic
79 out of 100

CardSahayak Score

"Apply Now" takes you to Canara Bank's official website.

Eligibility

Salaried ₹83,333/mo
Self-Employed ₹83,333/mo
Age 21-60 yrs
CIBIL 700+
Employment Salaried, Self-Employed
Card Variant Premium

Scores

Rewards 25/100
Fees 98/100
Benefits 46/100
Access 72/100

⚡ Quick Compare

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2 Active Offers

Deals & Offers

Exclusive offers available on Canara Mastercard World

EaseMyTrip

EaseMyTrip

Get flat 12% instant discount up to ₹1,800 on domestic flight bookings via EaseMyTrip using any Canara Bank Credit Card.

12
Till 31 Dec 2026 EMTCANARA travel
Discount
Flat 12% up to ₹1,800
Min Spend
₹4,000
Max Savings
₹1,800
Valid Until
31 Dec 2026
How to Avail
Step 1: Open EaseMyTrip website or app.
Step 2: Search and select eligible domestic flights.
Step 3: Apply coupon EMTCANARA on payment page.
Step 4: Pay using any Canara Bank Credit Card to get instant discount.
Terms & Conditions

Valid on all Canara Bank Credit Cards. Minimum booking amount is ₹4,000. Maximum discount is ₹1,800. Valid once per card per month.

Use Code: EMTCANARA
Visit Offer
Swiggy

Swiggy

Enjoy 20% instant discount up to ₹100 on dining and food deliveries on Swiggy using your Canara Bank Credit Card.

20
Till 31 Dec 2026 CANARA20 dining
Discount
Flat 20% up to ₹100
Min Spend
₹399
Max Savings
₹100
Valid Until
31 Dec 2026
How to Avail
Step 1: Open Swiggy app.
Step 2: Add food items worth ₹399 or more.
Step 3: Apply promo code CANARA20.
Step 4: Complete transaction with Canara Bank Credit Card.
Terms & Conditions

Valid on all Canara Bank credit cards. Minimum order ₹399. Maximum discount ₹100. Valid twice per user per month.

Use Code: CANARA20
Visit Offer
❓ FAQ

Frequently Asked Questions

Everything you need to know about Canara Mastercard World

To be eligible, you need:
  • • Min age: 21 years
  • • Salaried: ₹83,333/month min
  • • Self-employed: ₹83,333/month min
  • • CIBIL: 700+ recommended
Canara Mastercard World comes with zero annual fee — completely free for life!
You earn 2 reward points per eligible transaction. Each point is worth approximately ₹0.25. Welcome bonus: None on activation! Redeem for flights, hotels, vouchers via Canara Bank rewards portal.
Yes! Complimentary lounge access:
  • ✓ Domestic: 12 per year
  • ✓ International: 2 per year
  • → Domestic Lounge: Up to 3 complimentary visits per quarter at participating domestic airport lounges
  • → International Lounge: 2 complimentary visits per calendar year via LoungeKey/Mastercard Airport Experiences
  • • Instant: Pre-approved Canara Bank customers
  • • 24-48 hrs: New customers with documents
  • • Delivery: 7-10 working days

Ready to Get Started?

Apply for Canara Mastercard World today and unlock amazing rewards and premium experiences.

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