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BOI RuPay Select
82/100 · ₹800/yr
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Bank of India
BOI RuPay Select
RuPay
PREMIUM
Premium RUPAY Top Rated

BOI RuPay Select

by Bank of India · Data verified 5 days ago

PSB premium card with Amazon Prime, 10 lounge visits, UPI linking.

82
Score
Based on rewards, fees, benefits & eligibility
₹800
Fee
2
Reward Pts
Base earn rate (per transaction slab)
0.00%
Cashback
On eligible transactions
2 RP Earn
base reward rate
8 per year Lounges
complimentary
₹800/yr
card fee
82/100
CardSahayak rating
Reward Calculator

How Much Can You Earn?

Calculate your potential rewards with this card

₹ /month
₹10,000 ₹5,00,000

Your Annual Benefits

Reward Points
pts
₹
Annual Fee
Card membership
-₹800
Net Annual Value

You save per year!

What's Great

  • Complimentary 1-year Amazon Prime membership (worth ₹1,499) via RuPay Select
  • 8 complimentary domestic airport lounge visits per year (2 visits per quarter)
  • 2 complimentary international airport lounge visits per year
  • RuPay on UPI enabled for scan-and-pay transactions via UPI apps
  • Up to ₹250 discount on BookMyShow movie tickets every month
  • Complimentary annual health checkup package & accident insurance cover up to ₹10 Lakhs

Things to Consider

  • No spend-based annual fee waiver for the ₹800 renewal fee
  • Modest reward point earn rate on general retail spends
  • RuPay Select privileges require periodic activation on the NPCI RuPay portal

Perfect For

Bank of India customers Budget premium seekers UPI credit card users

About This Card

Bank of India RuPay Select Credit Card offers Amazon Prime membership, 8 domestic and 2 international lounge visits, insurance cover up to Rs.10 lakh. RuPay Select benefits with UPI linking.
Annual Fee
₹800
Joining Fee
FREE

Other Charges

Interest Rate (APR)
Monthly on outstanding balance
2.00% - 2.00%
Foreign Transaction Fee
Markup on international txns
2.00%
Fuel Surcharge Waiver
Save on fuel transactions
Up to ₹3,500/mo
Interest-Free Period
On new purchases if paid in full
20 to 50 days
Cash Advance Fee
Fee for cash withdrawal from ATM
2.5% of amount (min ₹250) + GST
Late Payment Fee
Charged if minimum due not paid on time
₹250 for TAD up to ₹5,000, ₹500 for ₹5,001-₹10,000, ₹750 for >₹10,000
Reward Points Validity
How long your earned points remain valid
2 years from earning date
Card Replacement Fee
Fee for lost or damaged card replacement
₹200
2
Reward Pts
₹0.25
Point Value
0.00%
Cashback
Welcome Bonus
Amazon Prime membership

Milestone Rewards

Waived based on bank's prevailing terms

Reward Earning by Category

Category Reward Rate Details
Other 2 pts/₹100 Reward points on all spends
Point Value: 1 point = ₹0.25 | Redemption Fee: ₹0 + GST per request

Domestic Lounges

8 per year

Int'l Lounges

2 per year

Travel Insurance

₹10L cover

Concierge

24/7 assistance

Fuel Savings

₹3,500/mo

Lost Card Cover

₹0

Add-On Card

₹600

Movies

  • •Up to ₹250 discount on BookMyShow on booking a minimum of 2 tickets, once per calendar month

Dining

  • •Reward points/cashback earned on dining transactions
  • •Dining privileges at select partner restaurants

Shopping

  • •2X points on eligible spends
  • •Contactless (tap-and-pay) enabled
  • •EMI conversion on purchases above Rs.2,500

Travel

  • •8 domestic + 2 international lounge visits per year
  • •Low forex markup of 2% on international transactions
  • •Complimentary travel insurance coverage
  • •1% fuel surcharge waiver
  • •24/7 concierge service

Special Offers & Features

  • •Annual membership of customized Health Check-up packages (once per annum)
  • •3-Month Swiggy One membership per annum
  • •₹200 BigBasket discount voucher per month
  • •₹250 off on BookMyShow (min 2 tickets per month)

EMI Options

  • •EMI conversion on eligible purchases
  • •Tenure: 3, 6, 9, 12 months

Card Features

Contactless
✓ Yes
Virtual Card
✗ No
International
✓ Yes
Material
Plastic

Mobile Wallet Support

Google Pay PhonePe Paytm BHIM CRED
82 out of 100

CardSahayak Score

"Apply Now" takes you to Bank of India's official website.

Eligibility

Salaried ₹0/mo
Self-Employed ₹25,000/mo
Age 21-60 yrs
CIBIL 725+
Employment Salaried, Self-Employed
Card Variant Select

Scores

Rewards 25/100
Fees 87/100
Benefits 67/100
Access 92/100

⚡ Quick Compare

Compare with other cards to find the best fit.

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3 Active Offers

Deals & Offers

Exclusive offers available on BOI RuPay Select

MakeMyTrip

MakeMyTrip

Fly anywhere across India and abroad with Bank of India Visa & RuPay credit cards. Enjoy up to 12% instant discount on domestic flights and 10% off on international journeys.Plan your personal vacations and business travels with trusted airline booking savings.

12
Till 31 Dec 2026 BOIVISA travel
Discount
Up to 12% off
Min Spend
₹5,000
Max Savings
₹5,000
Valid Until
31 Dec 2026
How to Avail
Step 1: Visit makemytrip.com or download the MakeMyTrip app.
Step 2: Search for domestic or international flights.
Step 3: Enter promo code BOIVISA or select Bank of India offer at checkout.
Step 4: Pay with Bank of India Credit Card to receive up to ₹5,000 discount instantly.
Terms & Conditions

Domestic flights: Flat 12% off up to ₹1,800 with no minimum spend. International flights: 10% off up to ₹5,000 on minimum spend of ₹10,000. Valid once per cardholder per calendar month. Applicable on Bank of India Visa and RuPay Credit Cards.

Use Code: BOIVISA
Visit Offer
Amazon

Amazon

Enjoy free 1-day delivery, unlimited Prime Video entertainment, and Prime Music streaming with Bank of India RuPay Select Credit Card.Claim your 12-month complimentary Amazon Prime membership worth ₹1,499 directly via the RuPay Select privileges portal.

1499
Till 31 Dec 2026 shopping
Discount
Free 1-Yr Prime (₹1,499)
Min Spend
Card benefit
Max Savings
₹1,499
Valid Until
31 Dec 2026
How to Avail
Step 1: Visit the official NPCI RuPay Select portal at rupay.co.in/select-booking.
Step 2: Register using your Bank of India RuPay Select Credit Card.
Step 3: Navigate to the Entertainment & Subscriptions section and choose Amazon Prime.
Step 4: Receive your unique 1-year Amazon Prime promo code and apply on amazon.in/prime.
Terms & Conditions

Exclusive to Bank of India RuPay Select Credit Cardholders. One complimentary membership claim allowed per card per calendar year. Card must be active and in good standing at the time of claim. Non-transferable and cannot be exchanged for cash.

Visit Offer
Partner Fine Dining

Partner Fine Dining

Experience bespoke culinary luxury across top gourmet destinations in India. Enjoy up to 20% savings on total food and beverage bills with Bank of India Platinum Credit Cards.Complimentary 24/7 Visa concierge assistance is available for effortless table reservations.

20
Till 31 Dec 2026 dining
Discount
Up to 20% off
Min Spend
None
Max Savings
No Upper Cap
Valid Until
31 Dec 2026
How to Avail
Step 1: Check participating restaurants via Bank of India credit card portal or call Visa Concierge.
Step 2: Book your table mentioning Bank of India Visa Platinum dining privilege.
Step 3: Present your Bank of India Credit Card prior to final billing.
Step 4: Pay your dining bill to receive up to 20% instant dining discount.
Terms & Conditions

Valid at participating premium partner restaurants across major Indian metros. Applicable on food and non-alcoholic beverages. Taxes, government levies, and service charges extra as applicable. Valid throughout the promotional period.

Visit Offer
❓ FAQ

Frequently Asked Questions

Everything you need to know about BOI RuPay Select

To be eligible, you need:
  • • Min age: 21 years
  • • Salaried: As per bank eligibility guidelines
  • • Self-employed: ₹25,000/month min
  • • CIBIL: 725+ recommended
The annual fee is ₹800.
You earn 2 reward points per eligible transaction. Each point is worth approximately ₹0.25. Welcome bonus: Amazon Prime membership on activation! Redeem for flights, hotels, vouchers via Bank of India rewards portal.
Yes! Complimentary lounge access:
  • ✓ Domestic: 8 per year
  • ✓ International: 2 per year
  • → 8 complimentary domestic airport lounge visits per calendar year (2 per quarter) via RuPay Select network
  • → 2 complimentary international airport lounge visits per year via RuPay Select program
  • • Instant: Pre-approved Bank of India customers
  • • 24-48 hrs: New customers with documents
  • • Delivery: 7-10 working days

Ready to Get Started?

Apply for BOI RuPay Select today and unlock amazing rewards and premium experiences.

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